Thread 514130982

I make 102k in Denver and cant afford to move out of my mom's house or get a new car(I drive a paid off 2004 Honda accord). My only vice is organic food from whole foods. AMA. My coworker who makes 115k only saves about 1000 bucks a month

>>514130982 (OP)
I'm on autism bucks, and I lay around and get paid to do nothing. I never worry about food or rent.

>>514130982 (OP)
Just make an appointment with a psyce doctor. Make up symptoms. Don't take the meds. Once the mental health record is established, apply.

buy a motorcycle to take up to the mountains bro.

>>514131195
Ye but u do nothing, its a depressing life.

>>514131340
Apply to what? U should have went to college

>>514130982 (OP)
Literally every time one of these retards gets interviewed, they get exposed for being the financial retards they are.
There's never been a case where people are like "wow! you're making 6 figures and you're doing everything right but you're still not making it. the system must be fucked"
feel free to prove me wrong
I know how you faggots looooove correcting people

I always worked hard. Now im on 100k, which is goodish money in Ireland and I own a big house in a nice area and have a rental property.

All that was promised was delivered.

you don't need to make anything at that point
you just invest it and live off your investments

>>514130982 (OP)
I make 101k, live in Boulder, drive an '04 Accord, and I ski 50+ days a year, downhill in the summer, go to tons of shows and events and music festivals at Telluride and State Bridge and Steamboat. I pull CU freshmen during rush and I'm 5'8". Sounds like a you problem, bruh.

your take home is probably a little over $6k/mo. if you can't afford to move out, you're a retard.

>>514130982 (OP)
>I make 102k in Denver and cant afford to move out of my mom's house or get a new car(
so post your budget to be ridiculed
if, while living with your mom making 102k, you are not saving 50% of your income to invest, you smoking too much weed and playing too much vidya
did you fuck up and go way in debt or what

>>514132874
hell yeah

>>514132874
>I make 101k, live in Boulder, drive an '04 Accord, and I ski 50+ days a year, downhill in the summer, go to tons of shows and events and music festivals at Telluride and State Bridge and Steamboat. I pull CU freshmen during rush and I'm 5'8". Sounds like a you problem, bruh.
living the dream
did you ever NEET?

>>514132747
this is why America sucks btw

no one wants to work anymore and only "live off investments" or do SPY 0DTE options

we are screwed

>>514132388
Only vice is ha e is whole foods, if I cant eat organic then whats the point? Health isnt worth money. Also im an engineer so my plan is to just get DARPA or NSF contract or find a rich doner to start a firm one day

>>514132388
My coworkers is s super nerd with no vices and good with money. He's obsessed with that show u mentioned. Still only saves 1000 bucks a month

>>514130982 (OP)
The fuck man... I live in Maryland, about 30 minutes outside DC, and make only $45k a year. With that, I live in a rather large 2 bedroom apartment by myself and have amassed more than $110k in savings over the last 7 or so years. This includes completely paying off a $45k car I financed with zero down payment in 2016. Learn how to manage your money.

>>514132874
I just started my masters at CU Denver and I hate that I didnt go to boulder. Sussage fest and ever other person here is a beaner. Also no one soclizes here.. i go skiing also but that only costs like 400 bucks for a years pass


We are driving the same car Jeff bezos was when he made his first 10 billion btw. What do u do?

>>514132983
I forgot to mentione i pay her like 1600 a month for rent and have been paying close to that since I was 19. Had to pay my way through college also cuz parents refused to sign laon agreement, took me 8 years to get my bachelor's. Not everyone gets to live with mommy and daddy for free and save up... Well most people do but I didnt...

>>514133844
>30 mineuts outside of DC
So baltemore? More power to u if u can survive lol. How much is rent? If i put down the organic food I can save like 1000 a month but I dont want to eat slop. Health is wealth.. im also bulking..

>>514130982 (OP)
But at least your numbers are propping the gdp numbers

>>514133836
>He's obsessed with that show u mentioned
show?
I've seen some short clips on YT but never watched a dedicated show about this.
I was able to save more than your friend while making half.
I also have 2 kids and a wife.

>>514133844
No, northern Montgomery County. Farmland as far as the eye can see.
Rent is $1,050 / month.

>>514130982 (OP)
Expenses?

>>514134578
Do u not do anything? How am i suppose dto find a wife if I stay home all the time and dont stuff my face with food so I can have muscles to attract a decent looking one?

>>514130982 (OP)
Move to Oklahoma City you can get a decent house there for 200k

>>514135148
>Money before rhe jews take it to feed beaners = 8500
>Money after beaner tax = 5600(ikr!!!)
>rent+ utilities: about 1600
>food: 1500( I am bulking on 4500 calories a day and need organic food or else i will fuck up my health)
>gas for work: 120-300 depending on how many time I have to come in and cant wfh
> weed(lmao, trying to quit..): 60 bucks a month for 3000 mg edibles pack..
>money for grandma in ukraine so she doesnt Starve and can afford medicine: 500
>car insurance: about 200
>money the i owe irs and school loan: 200
>miscellaneous money spent or bulkshit like getting scammed by massage/physical therpaists when I really just needed to improve my posture or visting people I thought we're my freind but at the last mineut they say they dont have their share of the air bnb and I already paid for it, working on my shitbox, late fees, occasianoal night out: 400
>mushrooms and adderall(im stock piling the adderall and need to start growing shrooms again as a side hustle and so I dont spend money: 200
>movies, bars, noghts out: 100-200
>gym: 15 dollers

>>514135514
And the pay will be 70k. Also I will destroy what little chance I have left of even seeing a women irl

>>514135514
I can finance a decent house in colorado springs for 2-3k a month, just need a few raises

>>514130982 (OP)
teach us how it's possible to be this astronomically retarded

>>514134314
Whoops quoted myself previously.

I'm in northern Montgomery County.
Farmland as far as the eye can see.
2 bedroom apartment with a garage below it for $1,050 / month.

>>514130982 (OP)
>Kick the illegals out
>10 millions empty homes desperate to be bought
>Housing cost divided by two
If only there was an easy solution to this problem.

>>514130982 (OP)
The dollar is literally worth half of what it was 5 years ago.
Jews printing trillions of dollars and then stealing it.

>>514130982 (OP)
https://www.zillow.com/homedetails/100-Park-Ave-W-APT-1906-Denver-CO-80205/71720119_zpid/
https://www.zillow.com/homedetails/100-Park-Ave-W-APT-1906-Denver-CO-80205/71720119_zpid/https://www.zillow.com/homedetails/100-Park-Ave-W-APT-1906-Denver-CO-80205/71720119_zpid/
https://www.zillow.com/homedetails/1811-S-Quebec-Way-APT-125-Denver-CO-80231/13410643_zpid/

It took me one minute to find this.

>>514130982 (OP)
Kill yourself faggot larper

>>514136086
>>food: 1500( I am bulking on 4500 calories a day and need organic food or else i will fuck up my health)
A) $1500 a month is fucking ABSURD. ABSOLUTELY ABSURD. Get your fucking shit together, you stupid nigger. And 4500 calories for your bulk? Wtf are you, 6'10'' and 325? You're either lying, or legitimately retarded.

>>money for grandma in ukraine so she doesnt Starve and can afford medicine: 500
I hope you AND your grandma starve to death. Fuck Ukraine, and fuck you.

>>514131191
>muh heckin based black man
You cared enough to reply, dipshit

>>514132874
You sound like a massive faggot, and are larping, KEK

>>514138344
I have a very fast metabolism. Also I was 123 lbs at the start of the year and now im 166 at 5'9, so its working. Abs still visible, still relqtivly lean for how much organic cake from my favorite French pastry. Working out keeps me off cigs and keeps me from having to resort to a mid torta like most of u people do..


If my grandma starves to death and ukraien gets glassed u will still be working minimum wage. U would work low tier jobs in captiliasm, socialism, communism. In every dimension and timeline u are working a dead end job that doesnt even pay u enough to eat organic food. U will consume slop until u get pancreatic cancer at 56 years old.

>>514137815
That's a nigger neighborhood, I have a dog that i like walking, i need a house with a backyard. I wanted to get a smoker and do honey baked ham

>>514136933
I should and probably will move to a country place were rent is that cheap since I work from home 3 days a week and already drive 60 miles to work in a hick town.. Problem is I dont want to be alone for ever. I want a family. Maybe even sex or at least prolongrd eye contact. Living in that town will destroy the fraction of a percent chance I have of achieving that. I need hope. I cant just tune out and be anti Natalist and give into the incel. Im a human. If I had a wife then a isolated place liek that would be my dream..

>>514136579
Wait until u find out im an RF hardware engineer for a quantum computing comapny lmao

>>514138985
You are a massive retard, fuck you.
>Wah wah I have to have this
>I have to have that
bitch

>>514139297
>go live with niggers and crack heads and get stabbed. Also pay 2500 doller a month for it, also pay 500 in HOA fees.

>>514138798
I'm pretty poor compared to a lot of people, but my biggest vice is a 2010 Impala.

>>514139297
Also thats in the opposite direction from work. I work in colorado springs so I can get a house for 350k there, but I would pay like 3 grand. If I cut out the organic food then I can afford it but thats the point if im positing myself? Im still early in my career but I am 30 so I am starting ti panic since I dont have much time left on this earth

>>514137815
Imagine being this retarded

>>514139679
Then again, if I moved here I would get laid, which is the whole point of being a human, whcih im not doing atm...

>>514133836
20k/yr over 40 years = ~800k

you didnt mention this and your wife only makes 50k? you got it made

>>514130982 (OP)
>my urban democrat shithole is unlivable!
>this is the responsibility of rural and suburban republican retards to solve!
Why are democrats like this?

>>514130982 (OP)
Post your budget and expenses. I make the same, in the same city, live on my own, max my 401k contributions, and deposit $2K/mo in savings

>>514130982 (OP)
You should be way better off if you're living at home making $100k. I think you're larping.

>>514130982 (OP)
I live in SoCal and made about 60K about 2 years ago.

There's something OP is not telling us about himself and coworker or the thread is ragebait.

TLDR: OP is rage baiting or retarded

>>514134188
So you took twice as long as normal to graduate, racking up a fuckload of debt, and also subsidize your own parents?
Yeah, that's a fucking you problem dude.
$1900/month for rent is insane

>>514134314
Wait, you blow 1000/month on fancy food?
Dude, wtf.

>>514130982 (OP)
U A

L
7
WINNIE

>>514136086
Jesus fucking christ dude.
You are the definition of privileged

>>514130982 (OP)
Gonna be honest here and say you are blowing money on something or this is a troll post. If your only vice is food at most you are burning 3k a month and that is eating top of the line meat and shit. 100 dollars for a phone, 100 dollars for a phone(which is high unless you need the latest phone), insurance at most is 120, 400 for gas and if you are not paying rent idk. i was paying 1500 a month in rent and still putting 3k a month into savings making around 115k and i just didn't eat out. Sure food was cheaper two years ago but i was still partying and shit a modest amount. hell, my coke budget was just as much as my food budget and i was going out every weekend still saving at least 3k a month while putting in a good amount into my 401k

You should be saving at least 3k a month without rent. This is a shit post though i know it is.

post your budget fag

>>514130982 (OP)
its funny how you are proud of having paid off a 21 year old car.
Fuck you Obama.

>>514132333
>>514132388
>>514132633
>>514133255
>>514133844
>>514134188
Check ‘em

>>514130982 (OP)
you're full of shit

>>514133255
I took government benefits for seven weeks when I was unemployed in 2013.

>>514134005
I engineer solar farms. Took a lot of bullshit and job hopping to get here.

>>514138798
When you hear me whistling the Horst Wessel Lied at Aspen, come say hi. I wear a full face race helmet for snowboarding (and now a dozen anons say in unison "oh I recognize that nigga")

>>514132388
>Literally every time one of these retards gets interviewed, they get exposed for being the financial retards they are
I see some of them whine they can't save much money but they're maxing out their 401k and ira

>>514130982 (OP)
>oranic food
stop eating good and eat garbage out of dumpsters, will be the next boomer tip.
poison yourself as hard as you can because in 2 more weeks...

>>514140120
I did
>>514136086

>>514141047
Im not proud just point out how ridiculous my situation is

>>514130982 (OP)
Welcome in the club.

>>514140770
After tax I only take home 5600

>>514140523
>fancy
U mean healthy?
>>514140296
I pay my mom 1600 a month

>>514130982 (OP)
relocate and pick up an accountant. Its not surprising you dont know how to balance a finance sheet neither did I

>>514130982 (OP)
You're rertarded

>>514132280
But waging isn't?

>>514138985
Feel free to live at a 30 minute drive from town, where 200k get you so much land that you can grow all the food you need on it.

I made 40k(26k usd) dollarydoos last financial year and live on my own in Melbourne which is a very expensive city. I even saved a bit, stop being retarded with your money.

>>514130982 (OP)
Share your monthly costs pls, my old ceo (rich white guy) told me he lived on beans for years when he got his first mortgage.

>>514132874
>I make 101k, live in Boulder, drive an '04 Accord, and I ski 50+ days a year, downhill in the summer, go to tons of shows and events and music festivals at Telluride and State Bridge and Steamboat.
You and every other millennial male in Boulder.

>>514130982 (OP)
Stop simping on OF.

>>514144386
This nigger waste 1500$/m on food alone, which mean he eat at a restaurant at every single meal.
This is the sort of person who want the government to pay for his expenses because he will never have enough otherwise.

>>514130982 (OP)
I am a europoor, I live in nature, make 80k+ USD a year, pay off my mortgage in 15 while saving money and eating steaks :-(.
I also work primarily from home, sometimes I go into the city for social events, my colleagues are cool and white.
I am a gigantic faggot loser though, no kids almost 40.

>>514144077
I enjoy my job and wfh most days so no

>>514131191
Go back to twitter, nigger.

>>514130982 (OP)
>I make 6-figures
>ama
Lol

>>514144249
The catch is that I will never get laid again and die alone. There are no women there. There are barely any women here, 60:40 male female ratio

>>514144386
Do u not do anything for fun? No hobbies?

>>514144671
Ye I dont want the no kids part. What's the point of anything if u dotn have them?

>>514144902
Not everything is expensive

>>514144951
Agreed.

>>514144980
Then answer my question. What do u do for fun or for purpose outside of work? What do u eat?

>>514144902
I read, got a nice computer and a motorbike, go to the gym.
Unless your hobby is snorting coke i don't see the discrepancy.

Someone post the "my family makes $400k and we're barely scraping by" meme.

>>514145317
Reading and going to the gym aren't hobbies. On top of that if u are going to the gym and not eating g a shitton of food then ur a dyel twink. No one care about ur abs. Escpeically in Norway were there is no reason to ever take ur shirt off

>>514130982 (OP)
If all of that is true, you are spending a tremendous amount of money on optional crap.

>>514145317
The motor bike is cool but u got me fucked up if u think that gaming on a nice computer is a hobby and not an addiction thats pathetic and waste of ur time. On top of that they dont even make good video games anymore. U are collecting pixels. Some people want more out of life than to just exist

>>514145765
People like this will whine they have no cash then DoorDash a $20 hamburger every single night. If you use even one of those meal delivery apps, you are a supreme loser and lazy as shit. They shouldn't even exist.

>>514130982 (OP)
What do you spend money on? I save 9 grand a month.

>>514130982 (OP)
No anon, you want to buy a house free and clear which is your mistake and the real reason you can't move out. Your problem is that you want to live like you are in debt while also being debt free. All the things you want come with debt

>>514132388
What is cost of living. 100k is nothing in Denver. It's a Rich Left shithole where people pull fresh printed money out of the air in whatever amount required.

>>514136933
A phone surfing jeet is going to drive their truck into your living room.

>>514145821
>Reading and going to the gym aren't hobbies.
Yes they are.
>On top of that if u are going to the gym and not eating g a shitton of food then ur a dyel twink.
Food is cheap, i could get obese on $500 a month worth of food if i felt like it.
>>514145919
>and not an addiction thats pathetic and waste of ur time.
I agree but we all have our vices and i can afford mine is the point, yours seem to be costing you dearly.
>Some people want more out of life than to just exist
Then why are you complaining right now? Live it up then but don't have a whinge to us how it's not your fault you have no money you retard.

102k a year in Denver is like 1400 a week net after taxes. that still gives you over 1000 extra a week after rent. You are shitty with your finances OP or this is just gay bait. You should be putting hundreds a month into savings.

>>514147254
After 30k is in parking's evey dollar9 should go into GME

>>514130982 (OP)
i make half of this, have my own apartment, and can save around 5-10k a year. it’s pretty garbage because of taxes.
i live in oregon.

>>514147574
can you write out your main expenses? I am hopefully going to be living on a similar budget in a year

>>514130982 (OP)
>I make 102k in Denver and cant afford to move out of my mom's house
bullshit

>>514146061
How much do u make? I would need to make like 18 grand to just have 9 grand left over after taxes..

>>514146065
Im okay with debt, I can afford a house, just won't have any savings

>>514146865
No, they aren't hobbies, they are thing everyone is supposed to do. Its a lifestyle not a hobby. U are in Australia so u dont understand that the food in america is fucked and even exspensive organic food isnt as good as ur slop
Ye its a vice, I have a wedding vice but im trying to quit and not pretending like its normal..

>>514130982 (OP)
LOL you only get to keep 60k after taxes whats even the point

>>514148365
I could if I start eating king sourpers slop but to me health is an essential

>>514142130
>I see some of them whine they can't save much money but they're maxing out their 401k and ira
Unironically me. Employer doesn't have matching.
I'm making $165k. Max IRA and 401k.
Only debt is mortgage. $2k a month. I'm maybe saving $1000 a month on a good month after everything else (California blows).

Whats crazy to me though is my house at current market value and interest rates would make my payment $4500 a month. So I wouldn't be able to make it work.

>>514149646
How much do u have left after taxes each month and how much before?

>>514130982 (OP)
oh wow much organic thread

>>514148990
what are your responsibilities in life that cost this much money?

>>514130982 (OP)
That's because $100K is the new minimum wage. If you want to own a house and enjoy life you have to put effort into earning more than what the average 99% brown retard makes. Also you really need two incomes because you are competing against browns that always have two or more incomes. You aren't going to 'lone wolf' your way into home ownership in fucking Denver.