Thread 515002419

Why is there so much economic stress and unhappiness in the US even though the stock market is hitting all-time highs, and people's investment accounts are doing better than ever?

>>515002419 (OP)
>le heckin stock market tho!
Doesn't translate to people being able to afford shit and get ahead.

>>515002503
If stocks are rising, it means that your stock portfolio is increasing in value, which should reduce your economic stress.

>>515002627
>implying i invest in the stock market casino
Better off betting it all on red. Enjoy being exit liquidity if that's your thing though.

Salaries aren't keeping up with inflation. Home prices are unaffordable. Food is becoming unaffordable. Shitskins everywhere. (((Entertainment))) is a psycops. (((News))) is a psycops. Jobs are clearly going away. (((Globalists))) meet openly and conspire to enslave the percentage of people they don't outright murder after mass raping children for most of the 20th century. Gee, I wonder why someone isn't happy? Maybe because they are awake.

>>515002419 (OP)
I'm doing good, but why would I talk about it? You want me to come on here every other day and be like "hey everyone, my financial goals are on-track!"?

Everyone just wants to complain about money. If you talk about how good you're doing, they'll either resent you or ask for money. You can't talk about personal finance with the average heavily indebted loser. You can only talk about it with other personal finance nerds.

>>515002852
>Salaries aren't keeping up with inflation. Home prices are unaffordable. Food is becoming unaffordable. Shitskins everywhere. (((Entertainment))) is a psycops. (((News))) is a psycops. Jobs are clearly going away. (((Globalists))) meet openly and conspire to enslave the percentage of people they don't outright murder after mass raping children for most of the 20th century.

This.
The FED bank is running 10% inflation for 25 years, making population unable to catch up with inflation, and the middle class is going bankrupt.

>>515003036
>The FED bank is running 10% hidden inflation for 25 years

>>515002627
Wrong, when the stock market gets higher the gap between rich and poor gets wider. Doubling 100,000$ is meaningless when billionaires also double their wealth. With these rises the poor become even poorer because the price of goods increases.

>>515003036
>The FED bank is making population unable to catch up with inflation, and the middle class is going bankrupt.

>>515003156
>Wrong, when the stock market gets higher the gap between rich and poor gets wider.
> Doubling 100,000$ is meaningless when billionaires also double their wealth.
>With these rises the poor become even poorer because the price of goods increases.
This.
This is actually done on purpose by the oligarchs, so that nobody from the poor can make it.
>>515003036
>>515003084
>>515003160

>>515002627
You overestimate how many people actually have a portfolio. I can count on one hand how many people I know my age (low 30s) have portfolios, two of them are my siblings.
The stock market could go up 10x tomorrow and nothing would change for the majority of people

>>515004533
62% of Americans (a super-majority of the population) own stocks:

https://news.gallup.com/poll/266807/percentage-americans-owns-stock.aspx

>>515002419 (OP)
https://www.youtube.com/watch?v=eIM3WaF8h_U
the music video where the image is from

>>515002419 (OP)
>Be 2020
>COVID lockdowns
>economy shut down
>Wall Street panics
>Be Jerome Powell, Chair of the Federal Reserve
>Print and inject $7 Trillion of magic money out of thin air into the economy overnight
>A glut of new dollars turns your savings and wages into toilet paper and spikes inflation hundreds of percent
>Be 2021
>inflation continues spiraling out of control
>dumbass Jerome Powell blows it off for the entire year claiming this inflation is "transitory"
>Be start of 2022
>inflation is still ripping higher
>"oh shit this inflation is actually not transitory"
>March 2022 begin little gay baby basis points interest hikes of .25% to start "taming inflation"
>hike interest rates to no higher than 5% by the end of 2022 despite inflation still being 10%+ (cooked numbers, really is 100%+)
>this interest rate hike was just high enough to slow down job growth/wage growth, but not enough to actually tackle inflation
>be 2023
>continue to hold these lame interest rates that solve nothing except continue to ruin the job market while not actually high enough to fix inflation
>stagflation (high inflation and high unemployment occurring side by side at the same time) start to creep in
>2024
>one small interest rate cut in September despite inflation numbers still being super high just for the lulz
>inflation now spikes even higher, but overall interest rates still high enough to be crushing job market
>2025
>both inflation and jobs market (stagflation) are continuing to worsen
>January 2025, low IQ retards on the internet learn what inflation and interest rates are only now for the first time
>said retards only think in terms of politics
>know absolutely nothing about finance, Monetary Policy, Jerome Powell or the Federal Reserve
>dumb fucks think Presidents control the Money Supply, interest rates and therefore inflation
>dumb fucks wonder why things continue to get worse
>interest rate cuts are now going to make inflation even worse

We are here.

>>515002419 (OP)
the stock market is completely disconnected from the actual economy.

>>515003156
>Doubling 100,000$ is meaningless when billionaires also double their wealth.
so would you take a 50% pay cut? what a retard.

>>515002419 (OP)
Because 1% of people own like 90% of the stocks. That value was extracted from the other 99%.
>>515002627
Yes, but nobody can afford stocks so this doesn't happen to them.
>inb4 they should have bought stocks
You might as well argue that people should "buy more wealth". But you see that takes money and nobody has that.

Expel all illegals
Expel all work visa holders
Ban single family home ownership beyond 3 properties until the country is housed; 5 after that
Ban corporate home ownership
Interest free mortgages for first time citizen home buyers who live in them
End debt based money
Return issuance of currency to the treasury
Make lobbying (corruption/bribery) a crime
Reduce foreign aid to zero
Ban interest bearing student loans - education is about making better citizens, not profits
Ban flat wages - pay must be expressed as a percentage of revenue

>>515002419 (OP)
rising stock prices doesn't mean the value of stocks is getting higher, it means the value of money is getting lower.

>>515005576
I don't see a nice solution besides flat complete debt erasure, abolishing all the banks and basically reforming every aspect of the economy. Realistically I'm for UBI/tariff checks/whatever you want to call them so I can load up on assets before the complete collapse. We're in the "grab what you can" phase.

>>515002419 (OP)
trump is doing all he can to save the economy, but it's tough, there's a lot of investments and factories opening up

>>515002419 (OP)
i would do anything to have picrel. I would work 80 hrs a week among niggers and beaners, while i bus to and from work to my $3k/mo to my studio apartment. If i cant have this then i will settle for nothing less than watching the world burn completely.

>>515007511
UBI just increases inflation and keeps the inflationary debt grift going even longer. Mass nationwide payouts of UBI would spike inflation so high any money you get in a monthly UBI check for the month would be completely worthless the same month in the following year. Anything inflationary keeps this financial grift continuing on for just that much longer.

>>515002627
I'm 32 and I will never invest in the stock market. Go fuck yourself.

>>515002627
>just be a (((shareholder))) bro

>>515002419 (OP)
quantitative easing in an age of global monetary shift

>>515005323
Cool, how many of them have over $1k worth of stocks? Technically some of my friends own stock, 2 shares of Nvidia and 1 Tesla isn't getting anyone a significant sum of money

>>515003036
Hmmmm

>>515008637
Inflationary printing benefits the first recipients though. They get to spend before the market adjusts. This is why corporations love subsidies it makes them richer at the expense of others. Do you think they would constantly lobby for it if it made them poorer? UBI makes people richer at the expense of corporations. If believe corporations benefit from subsidies (even at the expense of those who don't get them) you can't dispute UBI would benefit people, (even at the expense of "people" who don't get them, i.e. corporations). UBI is best play, especially if the system isn't salvageable.

>>515009123
America literally became the greatest country in the world thanks to capitalism, i.e. the private ownership of shares. Enjoy being poor.

>>515010148
yes but this was during a time of abundant resources, rising populations, and effects of fiat minimal. to continue with "infinite growth" right now would cut into that very quality of life. maybe i took it too harshly. i don't think being a shareholder is bad, it's just really not that needed right now

>>515002419 (OP)
90% of stock ownership belongs to the 1%. No wonder why the stock market booming only means you get poorer while the rich get richer.

>>515010148
Richer by what standard? Some market cap? GDP? These standards are rigged by their very definitions. Here are some real metrics:

How many citizens in their 20s can buy a home?
What is the percentage of monthly pay going to rent?
How many citizens in their 20s are having children?
How much debt does the average person carry?
What percent of monthly pay goes to utilities? To food?
How much savings does the average person have?
How many stocks does the average person own?
What percentage of jobs are held by visa holders?

Now optimize policies for these metrics. Anything else is smoke and mirrors to help the corporate/political/banker class. They could easily measure things like this, but they don't because the real purpose is to produced good sounding buzzwords to hypnotize you while they rob you.

>>515011103
What is the URL for that site in your pic?

>>515005323
>>515009537

Pop is so retarded it doesn’t even know that “owning stocks” means they work a job and their employer buys stocks for them at the end of the month and keeps it in an account called a 401k.

Most people think a 401k is meant to be their entire retirement combined with social security; To the extent that they will spend every other dollar that doesn’t get put into their 401k.

Usually a 401k will take like 3% of your income and your employer will match that 3%, increasing your pay by 3% as long as you are putting that much in the 401k.

I really have no idea if 3% is the number, it might be up to 6% for some people, but I’m just guessing because I’ve never worked one of those jobs. Which is basically every job that pays over 40k per year

It’s sad how bad at economics pol and every United States citizen is, including those in finance jobs. We have people in charge of billions worth of portfolios who have no idea how business cycles and money work.

>>515005323
Meaningless number. First of all this is probably just counting Americans with a 401k which is completely different from actually owning a share like one you could buy on an actual brokerage platform.
Second, even if this did count actual share ownership, it's meaningless without quantity. You can buy a share of American Airlines for $13 and be a "stock owner".

Even if we took your number at face value, that means 38% of the country owns NO stocks, and probably thus no investments since stocks are one of the easiest and cheapest investments to own. These are terrible numbers. But as I said the reality is much worse. "62%" can only be arrived at by fudging the numbers as I described.

>>515012098
>It’s sad how bad at economics pol and every United States citizen is, including those in finance jobs.
Its by design, you need to keep as many people impoverished as possible so they will continue producing at their slave job. If finance was properly taught, you'd have all the 110-130 IQ people retiring by their mid 30s and then aggregate production would be substantially less. Instead, bombard the females with mental retardation levels of spending and give them authority over their husbands, and also teach the 110-130 IQ men nothing related ot finance to try and trap as many of them as possible into indentured debt servitude.

>>515012098
I had 6% matching at my last job, but even then 401K is opt-in and most people would rather have that money now to pay down debt. If that's what you're doing, you don't own stocks, therefore the stock market going up is meaningless. If you're living paycheck to paycheck, you are not investing.
Seems like a pretty simple concept to me.

>>515014068
The way things are going most people I know don't invest in 401ks because they know it's going to be confiscated eventually. If the country even lasts that long.

Fucking pathetic slide thread, this board is so compromised

>>515014068
>>515014307
Yeah unless your stacking savings and 100% don't need it even in an emergency it's a scam. If the economy takes a major hit (especially a big one like 2008) all the jobs are going to disappear, mass layoffs will happen, and your 401k will take a dive at the same time. Now your investments are down, you can't access them anyway without making them even smaller, and you have no income. You can't withdraw early without huge penalties to exit when the market is good either. Boomers/the 1% love 401k (that is they love it when you have them) because it buoys their own non-401k portfolios. Just take the money you would have invested into the 401k and invest it directly.

>>515002419 (OP)
>pic
that flick is based
gonna watch it again tonight

>>515002419 (OP)
Kino movie by a kino director

>>515002419 (OP)
I've been married for over 20 years. Last thing I want to do at night is fucking cuddle with the insane heater sleeping next to me. Better known as my Italian wife. My Welsh blood craves cold whiles hers wants constant 75 degrees. It's horrible.

People are desperate to be middle. If they make several tens an hour they are so fiscally illiterate they think they've made it and start living like they are making several hundred an hour. They are educated in a union shop of by and for the union when it should be technology with teaching avatars expanding minds not being captive by union members that pretend to care about what is in their brain.They are treated like children after they turn 13 which is not a child it is a young adult (get your head out of the gutter). They are ruled by extremely old people that have been in govt for 40 years and are obsolete and throttle technology to enrobe themselves in bureaucracy to steal steal steal. They have no idea what morals are. They are born to be brainless consumers but only if it is 'cheap'. Everything must be cheap. If it is thousands of dollars they must go into debt because they make tens an hour. They have zero idea how govt even works. They get a license to drive at 16 and never evolve the skill so nobody can afford insurance because they don't know what street signs mean at all. The only thing they are concerned about in life is themselves and they really really suck so all they are doing is staring into their own pile of shit. It's McDonald's, soc med, staying dumb and relentlessly saying they meaning anybody but them should do something. They have no idea what something is. They dream of living in a big house for no reason at all other than what others will think of their $26 bucks an hour as really successful. They have no concept of math at all or how many calories are in food even though it's literally on a label. Basically, stupid and easily conquered, which is coming sooner than anyone realizes.