Thread 519051378

I see people driving expensive luxury cars everywhere. I see Porsches everywhere, corvettes everywhere, high end Audis, BMW, Mercedes, Lexus, Caddies, Buicks etc…the fuck is everybody getting that money from? A fucking new Land Cruiser or 4Runner goes for $70-80k($50-60k USD) here and I see them a lot. The fuck doods why is the economy doing so great???? I barely saw these cars 5-10 years ago…

>>519051378 (OP)
learn to legal tender and assign fraud
it's a private banker game and you're not invited

>>519051560
Well why don’t you a sport and tell me how do it. We’d all appreciate it.

>>519051378 (OP)
>The fuck doods why is the economy doing so great
are you complaining? if so, suck a dick.

>>519051825
Yea because I’m excluded

>>519051378 (OP)
>($50-60k USD)
So pocket change. Get a actual job mate.

>>519051378 (OP)
just keep buying lightly used corollas every 8 years and don't give a shit

>>519051378 (OP)
lot of those people don't own anything else and can barely afford the car payments
when you see a car like that there is about 30% chance there is a total retard inside

>>519051378 (OP)
Money is devalued greatly 50k is pretty much 25k from 2000. Cars are pretty cheap so people buy the more expensive ones.

Lease retard

50-60k for a new luxury brand car is reasonable. Unless you have a shit job.
A lot of worship for beater cars on this website is only because people are poor as fuck.

>>519052082
ok, then suck a dick.

I'm 18 and drive a brand new Mustang GT because I have an 800 credit score from using a secured credit score and I just took out a loan. I have like 400 dollars in my bank account

>>519052206
More like 60-90%. Everyone is in fucking la la land.

>bros giving me a hard time about buying a 20 year old Lexus cash rather than be 40k upside down in a jeep.

>>519051378 (OP)
for less than my mortgage I could be living in a studio apartment and financing a $80k car. or worse yet leasing a $120k car.

>>519051378 (OP)
People are defaulting on car loans left right and centre.banks are barely offering car loans anymore and the same thing will happen to the property market when banks stop offering remortgages and start snatching up houses.

>>519051378 (OP)
get a job commie

>>519051602
>you're not invited
Learn to read, you have to invit yourself in their faggot groups.

>>519051378 (OP)
They can't afford it there's ghettos by me and every project is full of BMW's and every Jeet home has a brand new Tesla or electric car every week they can't afford it at all it's just a front.

>>519052323
Wait if you are serious and not lying, you are proud of this? You have the financial instincts of a nigger. You are missing out on the best investment years of your life. You just prevented yourself from having a much nicer car and taking care of your children down the line. Jez.

>>519053333
How can they sleep at night is what I want to know?

>>519051378 (OP)
Anon, these "luxury brands" are middle class. Corvettes and Porsches are entry level.

>>519053380
the us is so big that it's hard to estimate the wealth of an entire country.

it's not unrealistic to think that the us has a population of 200 million people, which would make it the 3rd biggest country in the world.

>>519054428
uh-uh. post your car

>>519051378 (OP)
The western world is leveraged to hell and back with private loans and credit cards. These niggers own nothing. Tons of them don't even make payments.
One of my friends does repos. Literally millions of people don't make their 3rd payment.

>>519051378 (OP)
Lower end cars are just as much as the high end cars now. Used cars go for brand new prices.
You might as well spend the extra 100 a month and get a Lexus over a Toyota.

>>519055449
its mostly 10+ year old shit boxes, with 200k miles, that are being repo'd

>>519054337
Low IQ

>>519055774
For people defaulting on super old loans, maybe. Tons of people now are just getting approved for financing and then never paying. They park at a friend's house to stop tow trucks from snatching them up. This is an entire racket now. Niggers are bragging about it on FB and IG about hiding their cars. My bud has seen it happen. I've seen it. A huge swath of America is just broke as fuck and owes a bank.

Why is it that they are just waking up early everyday, working on weekends, getting shit done and you whine about what cars they drive. I'm about to pull the trigger on a $1500 RC car. "Where did he get the money for the sweet RC car" I work faggot.

>>519051378 (OP)
A LOT of people rent those cars just for fun. But I'm willing to bet that at LEAST 80% of the ones NOT rented are on credit. Nevermind the cost to buy them, but the ongoing costs to operate these vehicles are immense.

>>519055774
>its mostly 10+ year old shit boxes, with 200k miles, that are being repo'd
https://www.youtube.com/watch?v=Mrsi9Ut_QT0>
288K miles forerunner, for 6k, that they will resell for 10k-12k. then get repo'd in a year or two when it breaks down.

>>519056008
Wouldn’t they just have trackers installed?

>>519051378 (OP)
Saw a stereotypical fat American nigger female driving a Tesla model Y with her niglet in the passenger seat. The car had Elon Musk hate stickers on it. Just the ridiculous sight of that fat fuck driving around in a 40-50k euro car with those gay ass stickers made me smirk.

>>519051378 (OP)
Are you poor tier? You cant afford it stop complaining. Be me, gold digging anon. Find yourself a woman of wealth and she can be your sugar mamma and get you whatevs you want. I did. Seethe fatty

>>519056316
That’s a very bhph kinda of thing. I personally don’t understand how those kinds of lots exist.

>>519054428
True. BMWs, Audis and Mercedes used to be considered high-end cars, now they are the norm, you see them everywhere, literally NPC cars. I see them so often I don't even register them anymore. The new high-end are Porsches, Corvettes. I see so many Porsches and that's just in my shithole country of 2 million people, as a kid I couldn't even imagine seeing that kind of car anywhere now there's two or three in front of the gym, one was a 200k eur GT3 RS, and I'm like isn't everyone complaining about barely getting by and life becoming harder? Apparently not. There's even Brabus and Lamborginis driving around the city. And here you're considered very well off if you're earning 2-3k a month. I don't know what these people are doing to afford these cars.

>>519056316
OnStar is a thing but apparently the antenna reception isn't great and its not like there is a directly line of access for the repo men to get that info from the company

>>519051378 (OP)
Most of the cars aren't even owned since people either take lease and pay egregious percentages (which means they are owned by banks) or abuse loopholes and use their own work vehicles. Very few actually own their own cars.
Very few people actually own their vehicles.

>>519052131
most people are upside down on their car loans, faggot.

>>519056390
>American nigger
why would an american be driving it in toothpaste-ville? just admit you've got your own nigger problems.

>>519051378 (OP)
They’re leasing

>>519056008
No. Most of the repo's are used cars. And these repo cars can't sell at auction, because they want so much for them. 5-8k for 10+ year old cars that have 200k+ miles.
The country is broken.

>>519056900
Nice balls nigga

>>519051378 (OP)
Most don't own them. They are paying mortgages on those cars. They do it because they see new cars everywhere and they want to boost their status and not be left behind.

>>519051378 (OP)
>not born into a trust fund
Ngmi

>>519051378 (OP)
Loan companies are extending the credit to losers.
They know that the government is in massive debt too, so WILL BAIL OUT ALL THE DEBTORS. And they do it by printing more money.
The line always goes up.

Most of these are actual second hand company leases. Niggers/Puerto Rican spic hybrids don't care about owning anything since their true home is back on the island, so they just rent/lease. Since these people live in urban environments there is a huge market of 'used' lease cars turned out by company executives that end up going to these spic groids when done. The car dealership double dips the lease.

This is why you see so many Puerto Rican flags dangling off the rear view mirror on Mercedes c classes.

>>519057254
Whatever on your convertible but you're pants on head retarded getting the glorified jeep j wagon. If you wanted an actual good off road shit hits the fan vehicle you could literally deck out a reliable Lexus or Toyota Sequoia with actual bullet proof armor plating and leather seats for a third of the price.

I mean there has to be diminishing returns on these luxury brands when I see nothing but cornrow blacks and Arabs driving them. Same with Gucci, Armani, balenciaga, etc... it's all tacky trash.

>>519057505
its the retards who are paying 15-20k, over 8 years, for used car with 150-200k miles on them. then the vehicle breaks down and they cant afford to fix it, or make the loan payments, so they stop making loan payments.
majority of the repo's are of that.
younger generation don't understand what high mileage means. they think that cars last forever.

>>519051378 (OP)
>The fuck doods why is the economy doing so great????
These are college grads that have real jobs.

>>519051378 (OP)
You think people are buying these vehicles? Lol

>>519051378 (OP)
some people have jobs instead of collecting welfare

I don't get these threads.

Why are (You) asking Us why you're poor? Don't you know it's because you're retarded and lazy better than anyone?

>>519056511
they own the apartment you're renting.
they own the shops you're shopping.
they own the jobs you're working.

>>519051378 (OP)
I see it as 1 of 2 things.
>1) Equities, etc are all ATHs - the people you see driving the cars either paid for them or are rich people leasing them before it being pawned off to some poor trying to imitate luxury; or
>2) People are living with their head over their ass, are leveraged to hell, and have less than $500 in their bank account at any given time.

>>519051378 (OP)
plot twist, they're all boomers.

>>519057855
Your taste are trash. The G-wagon is a vehicle that you can pass down to your children. It is a fucking military vehicle for the Germans, it's massively overengineered and can take lots of abuse.
Jeeps are garbage. Period. No one should own one.
Lexus and Toyotas are okay, but eh Sequoia is a bloated SUV barge made for soccer moms to haul 7 fucking kids, the new land cruiser is a better comparison but even still the G-wagon still mogs it.

>>519052323
Nigger

OP, it is probable that people are simply spending money that they dont have.

>>519060398
Lmao at that picture. What percentage of G-wagon owners regularly abuse their cars on bumpy dirt roads? Or have ever driven it on a bumpy dirt road? It's a status symbol driven around the city 9 times out of 10. And for some reason it attracts a lot of petite blonde women with long nails who've never worked a serious job in their life and were either born in wealth or married into it. The perfect customer for your super duper military all terrain tank car bro

>>519061015
Sure they may not use them to their full capability, but regardless it's a superior vehicle to all the bullshit they other guy listed.
Rich people have the option to purchase the finest SUVs they can afford, and that is the Mercedes G-Wagon. Poor cucks make up bullshit to cope.

>>519060398
no one in their right mind is going offroading in a 200k mercedes shitbox

>>519056869
Well, yes, cars are deprecating assets. The only way you could stay above water is if you have a massive down payment on a new car. Even if you pay full price in cash it’s still going to be worth less than what you paid for it.

Still doesn’t necessarily mean the economy is good or bad. For the vast majority of non-wealthy buyers, the monthly payment is a far more important indicator of affordability, hence part of the reason car loans last so long.

>>519061267
So? They are rich and can buy whatever the fuck they please. The cost of the high end models does not disprove anything I have said.

>>519057855
If I was single & 10 years younger I’d have gotten the new bronco but I’ve got 2 kids now so safety & comfort is priority lol, mercs are consistently some of the safest vehicles especially the g compared the other vehicles in its class

>>519051378 (OP)
Boomers. None of them are young

>>519052131
Canada is one expensive third world. The leaf goyim have no money left unless they debt-max.

>>519061195
Dude please stop kidding yourself it's literally marketed as an inflated status symbol. You can literally get an actual armored survival vehicle for a third of the price.

I mean also to be honest it's not even utilitarian, it's fucking ugly. It's actually hideous. It looks like a fucking $20k jeep because it is actually a fucking $20k jeep with a badge. Props on Mercedes selling to retards like you. Enjoy getting that 2k oil change done post apocalypse lmao.

Fucking retard.

$70-$80k today for a car is not expensive at all. If you have a regular job today everyone can buy a new or a used "luxury" car. Hell you get a fucking Bentely Continental GT for $15k today, and you get a Maserati for $5k. Yes they are trash, will break down within a week because of the milage, but its all an illusion.
Porsche is not a "luxury" car anymore except a few models. There are more Porsches around now than station wagons over here.

And in The US, you have some of the craziest downpayments out there. 0 down and get a car as long as you can show for something.

People buy cars on credit and its the shittiest investment in most cases. Its all about looking successful and thats it.

I would love to have the Lexus GX550 or A Grand Highlander or a Land Cruiser if I lived in The US. They are solid, reliable and take you from A to B without having the lamps in the dash start blinking after 2-4k miles like these shitty European cars that they make today. And no, European cars like German cars are NOT the same reliability and quality as it was decades ago. You basically buy the brand and thats it.

I have always had Toyotas and Lexus and will continue to buy them. I love american cars but since I live in the fag side of the west, we dont get them. And if I am to import any, its gonna cost me $300k for a new Escalade after taxes.

So Americans are fucking lucky as hell when it comes to cars and what they cost. Best country in the world when it comes to cars and what to chose from.

>>519061387
the rich dont get that way by throwing their money away.

I just bought a ford maverick for about $30k USD. Base model Hybrid, AWD and tow package. I'm averaging 42mpg and some trips I get silly numbers like 158mpg on a trip.

This is the vehicle people should be buying, it's basically an efficient proven drivetrain dropped into the most useful body possible for the space and then everything is hard plastic inside. There's not much to break...

>>519057254
Man one of your cars is literally a garbage bin.

>>519051378 (OP)
Those derivatives don't write themselves (for the most part)

>>519061658
I drive a superduty. I can still recognize superior engineering and don't have such a fucking ego that I whine about it online.
Stay salty poorfaggot. Have fun with your piece of shit jeep and overpriced land barge for soccermoms that can't do any real offroading. You little fucking pissant with a shitty attitude

>>519061740
I would only buy the Lexus Gx550, the new Land Cruiser is a gay hybrid that was an after thought and takes up cargo space.

>>519061869
dang man, you should tell that to all the millionaires I know who buy 2nd/3rd/4th homes, boats and supercars, they could really use your advice

>>519061967
>has a battery that* takes up cargo space

>>519061967
>the new Land Cruiser is a gay hybrid
We get the diesels here, 4 cylinder turbo though.

>>519051378 (OP)
They can't afford it.

>>519060398
>can take lots of abuse.
True
https://www.youtube.com/watch?v=LtwKO3jIAdk

>>519051378 (OP)
Leasing. Why the fuck would you buy a car?

>I will get money back when I sell!
LMAO, you're going to sell it to the dealership and get raped anyway. Are you really going to privately sell your car to make it worth having bought it?

>>519062028
Nice, the guy I was replying to mentioned "if he lived in the US" though
The US spec Lexus Gx550 is a regular gasser SUV, the Toyota they made into a hybrid for some retarded reason

>>519052131
Bascially this, also inflation is like 25% a year so loans are a no brainer.

>>519062060
That is what I keep trying to tell them, they genuinely do not understand how heavy duty and overbuiilt those G-wagons are. Much respect for them.

>>519051378 (OP)
the stock market helped grow my networth from $400k to $1.8m the past 5 years, so i think i should be able to afford a $50k vehicle.

>>519062086
>Rentard vs homeowner mentality.

My Toyota RAV4 is 12 years old and probably has another 10 years in it. I don't have any payments other than insurance and hasn't given me any problems other than regular maintenance. Just did an oil change on it today and it has 250,000 km on it.

>>519062181
After the w460 died I think I’d rather have a higher trim jeep. Nu ones are just pompous. If I can’t get through on 35s and Dana 44s I don’t need to be doing it in a fuller size vehicle.

>>519061658
Nothing wrong with having a status symbol car if you can afford it, g wagons aren’t for people that can only afford one car, picrel is my beater

>>519051378 (OP)
>A fucking new Land Cruiser or 4Runner goes for $70-80k($50-60k USD)
see that's where you're wrong. It's merely $500 every two weeks, even min wage in Canada can cover that

>>519051378 (OP)
we are actually entering a subprime car lending crisis, a K shape is developing where used cars will get cheaper and new cars will become more expensive

>>519062113
The Lexus GX550 is an exquisite choice, I approve that too. Here it cost about 200K$ to own one so it’s outside what I can pay for now.

>>519060398
>Gelik
Quintessential khach car. It's also always black, just like them. They don't take it off-road either, they rotate between garage, sauna with whores, cafe with caucasian cuisine and gas stations.

>>519062409
I wouldn't touch any jeep with a 12 foot pole. Chrysler was garbage and their new owners, Stell-anus are also garbage. The grand wagoneer is one of the least reliable vehicles ever made.

>>519061967
I have never seen the new Land Cruiser to be honest. Only on YouTube videos. Last year when I was in The US, I went to a Lexus dealership and looked at the GX550, and I loved it. Toyday I am driving a Rav4 Hybrid over here. Nothing special, but reliable as hell. Had it for 7 years and zero issues. Car has passed about 80k miles now and only done regular service and oil changes. Nothing more.

The GX was really something tho. I had a Lexus LC500 for a few years and loved that one as a secondary driver and loved that one as well.
I have a Mr2 Turbo MK2, that I have had for 24 years now, and even that car has never had any massive issues. I changed the turbo once and did a overhaul of the engine myself but it was a waste. Even the headgasket was in really good condition.

So Toyota and Lexus for me has worked well. The GX had an amazing look seeing it and interior and space was fantastic also.

>>519052206
>>519052479
Correct, I got talked into getting a 17k dollar loan for a shitty second hand Nissan. I've paid these blood sucking kikes half the value of the car and I still owe 16k. There's a reason people used to hang for usury, we're dumb animals.

>>519062496
If you own one of those, don't complain about not owning a house.

>>519062496
What a fucking deal, I'll just uberjeets to make up the difference

>>519053323
You have to rape kids and sign your soul to Satan. Remember that banker that came out and exposed them?
He moved to miami and called 911 to report someone following him, later he was found shot dead.
Rayman bernard

>>519062571
I’d say a wrangler with the pentastar is probably one of the most reliable off-roaders you can get at this point. All companies have their hit or miss vehicles so you just have to buy the good ones. I may not like stellantis but things like rams are pretty decent.

>>519052323
you’re me 18 years ago

i owe 500k to the SBA, you WILL file bankruptcy at least three times in your life, I’m coming up on number 2

change your ways, the house always wins

>>519051378 (OP)
Some banks and credit unions are offering 10 year loans now. Think about that. I drive a Corolla hybrid and it's the best. Great gas mileage and it's cheap to maintain and will run forever
Take the Corolla/Camry pill bro. And don't look back

>>519063032
This is how you know we are in a massive bubble

>>519062586
>Mr2 Turbo MK2
SICK BRO

I saw top of the range Porsche Cayenne GT not long ago and some tiny, barely 5 foot tall, 90+ year old woman got out of it. It was the most ridiculous sight I have seen.

>>519062590
buying a house is even funnier

most people pay more than their total loan amount in interest

having a house is honestly the only leverage the government or debt collectors have over people

>>519062760
Instead of filing for bankruptcy learn to “ask for verification” of your debt from credit score companies and find out they dont keep track of customers then have your debt deleted.
The system is a rigged to a level you cannot even begin to comprehend.

>>519062756
lol what? they eat lifters within 100k miles
you mopar guys don't know what reliable is
I don't touch chryslershit, but you do you boo

>>519063096
Boomers are hoarding all the cash. They need to die faster.

>>519063076
Yeah its a fun car. I have spent a lot of money on it when it comes to making it look better and stuff, but its a really cool car to drive. Sadly I dont drive it much anymore since the weather here is shit. two, three weeks of summer here this year. Rest is just rain, darkness, cold and snow. Its a hell hole when it comes to weather.

>>519052131
ain't nobody paying that, they are just paying 1k a month. a lot of people can do that, especially if they are retarded. that's all the economy is these days, retarded consoomers

>>519063162
I’d say it’s still more reliable than the new hybrid 6 cylinder gwagon or the turbo v8 in the fancy ones. I feel like I’ve seen plenty of high mileage stars out there just kicking around cause they put them in literally everything.

>>519051378 (OP)
The middle class is gone. Now everyone is either a richfag or a poorfag, with no in-between. Richfags are doing well, they are watching their investments rapidly increase in value, the line keeps going up, all of their bills get paid automatically without even thinking about it, they go out and eat in nice restaurants and go on vacations and buy nice new cars and other consumer goods and status symbols without even thinking about how they are going to pay for it. Just throw it on one of the cards that gets a 5% cashback, and since the balance always gets paid off you never get charged interest so it's like you have a 5% discount on everything on top of being a richfag.
Meanwhile poorfags are struggling hard to make ends meet, constantly falling further and further behind, everything costs more but it seems like their take home pay keeps getting smaller. And things at work seem grim, and they have no idea how they could survive if they lose this job. Paying all the bills on time isn't even a consideration, the only option is trying to shuffle them around to keep the power on and not get evicted. They are scrimping and saving and debtmaxxing and taking out loans just to stay afloat.
Basically everyone is in one of those two categories. And over time, this divide will almost certainly just keep getting bigger and more extreme, as more and more of those clinging to the bottom of richfagdom suddenly become poorfags when their job gets replaced by Pajeets in India or AI.
The issue for a lot of /pol/tards is that they grew up in a fairly well-off middle class or upper middle class family, but now they are in the poorfag class without realizing just how far they have slipped down the socioeconomic ladder.

>>519052131
KYS Praty

>>519051378 (OP)
i'm not poor?

>>519054337
theyre busy working, no time to sleep

>>519056511
in Slovenia ant generally most part of central/eastern europe no one can afford porsches or lambos its 90% drug dealers, wouldnt be that proud of being one. and its a risky job anyway. im not risking getting put in jail just to hoon around in porsche

>>519063382
No, they def have self destructing lifters, just like the 5.7 hemi
Never going to touch the reliability of the old AMC 4.2L/4.0L I6 or any GM LS/LT engine (recent AFM/DOD models excluded)
And if we get into the diesel world, no gas engine even remotely compares, considering the 6.7 PS/cummins or 6.6 dirtymax shit on everything and will run 250k-500k, you want a solid axle vehicle that last go to a diesel ford or dodge.

>>519051378 (OP)
Simulation. Wait till you realize you've never seen your neighbors carry groceries into their house

>>519054337
People with low IQs live only in the moment and are much happier overall.

>>519051378 (OP)
Most of them are in unbelievable debt.

>>519051378 (OP)
Car repos are at the highest point ever. Crazy shit isn't it? How? Could it be something to do with living beyond your means? I mean every broke ass hillbilly, spic, and nigger needs to parade around in a 100K vehicle.

>>519063146
in 30 years the house is worth a million dollars tho.

>>519051378 (OP)
you can do 10 year loans now. full weimar

>>519056511
>GT3 RS
There are only a few thousand of those or any other similar model of exotic car in the entire world. They are rare and stand out, so you notice it far more than all of the bland generic shitboxes everyone else is driving.
For every dude driving around in a Lambo or whatever, there are literally millions of people who either don't have a car at all or have some shitbox car that isn't exotic at all.

>>519051378 (OP)

its just borrowed money. half of them are leased which means the driver is only paying depreciation and will never own anything.

there's a good combination of actual rich people and dirt-poor debtmaxxed losers who drive expensive vehicles.

>>519063146
Retards do that. Pay one extra payment a year and you knock like 8 years off of a 30 year loan.

>>519051378 (OP)
What's my secret?

>>519063733
Well I guess we will never know, neither one of us probably knows someone with a nu gwagon to ask how it does. I feel like the lifter problem is overblown like a lot of issues since the internet tends to overstate things. Diesels are different game entirely and dodge hasn’t made a diesel in like 15 years.

>>519061874
>30k
>ford shitbox
>looks already dated like it was made in 2016
i hope its atleast BRAND NEW. and gosh those steelies. youve been robbed in broad daylight

>>519051378 (OP)
credit card slaves

>>519057255
It's over.

>>519063715
I saw one lambo aventador while i was in the city center, guy drove by me and as he stepped on the gas it felt like my ears were gonna burst, just unnecessarily loud and annoying. Couple of days later I'm scrolling through facebook and someone made a post about that same lambo, turns out it belongs to the son of a foreign guy (Macedonian?) who owns a construction company that pays its workers minimum wage and not a penny more. Imagine breaking your break in scorching summer heat for minimum wage and the owner's unemployed son drives by in a fucking lamborghini. Suicide fuel

>>519051378 (OP)
It's debt.
Very few people have the liquidity to buy a vehicle of any sort with cash.
Most people especially the dune coon imports in Canada value image more than anything else. They put themselves into a slave like position all to look wealthy.
My current business value and assets are above $2M.....
My daily driver is a 1992 FJ80 bought for $20k cash. My mortgage is low and my business is growing.
I could drive something flashy but to me my old FJ80 is a Ferrari.
As my business grows my old FJ80 will get bigger tires, LS swap and other things I value that shit skins and chinks don't.
Pic related is my dream car. I'll build a sleeper. I'll buy my wife a nice van or other soccer mom vehicle with debt because 4 kids and safety is nice and she puts up with my shit. She deserves something nice but she will proabably choose a nice used SUV or van.... She's a blue collar wife. Good woman.
>TLDR poos and chinks choose debt to look rich for image

>>519055024
Its about 342M and probably more than that with illegals. It should be around 300M. Remove illegals

>>519063936
Back in the '80s/'90s there was a popular poster that lots of kids had hanging in their room of an ocean front mansion with a 5 car garage filled with the top exotic cars of the period, and at the top it said "Justification for Higher Education."

>>519063423
>The middle class is gone
cope perpetuated by people who were never middle class

>>519064550
well, its actually not that bad if he is doing REAL job, aka construction. its actually helpful for the people. better than drug dealing. yes, he pays minimum wage, so what? normal practice in whole world. you think illegal mexicans in usa get paid well for same job? or post USSR citizens working in factories abroad earning like CEOs? every contstructionm company thats massive is basically legalized crime. they cheat on everything and earn shit ton of money.
>just unnecessarily loud and annoying.
done see how is this a problem, unless your city has millions of such cars and everyone at the same time revs their engines to the max.

>>519064649
what business youre doing?

>>519063423
Just as intended.

>>519051378 (OP)
They have high paying jobs where they send emails and eat snacks but they have to wear a monkey suit.

>>519064790
>bugatti_trailer.jpg
>Lol
Saved
Also - higher education isn't cutting it anymore.

>>519064998
Scaffolding. Seven years in and finally turning a good profit. Like many things worth doing it's hard and takes time. I made a lot of mistakes but thank fuck buying flashy shit wasn't one of the mistakes.......
Mine was buying too much scaffold too early. I over leveraged myself and stunted growth..
On the up side I over extended myself pre-covid and my material used is near what I paid for it.
Still..... It fucking sucked riding that out.

>>519064296
I knew a guy who ran an g-wagon up to 300k and it was still kicking when he sold it.
My gfs sister literally is dealing with a pentastar tick right now in her wrangler. Co-worker had a minivan that developed it as well before he dumped it. It's a very common issue with that particular engine. And if one lifter develops that tick, the rest are right behind them.
I joke about dodge (who you can tell I am not a fan of obviously), a dodge truck is just a shipping container for a cummins engine. And Ford didn't produce a diesel engine until 2012 either.

>>519065751
>a dodge truck is just a shipping container for a cummins engine
kek
I dislike the interior layout and to me they are an unattractive truck.
I prefer Fords control layout and solid axle. The IFS front end of the Chevy prevents me from buying one.

>>519051378 (OP)
I know what the deal is here, at least. In Romania. You have pricks driving around luxury cars but living in one room apartments that are smaller than my service bathroom.

If you're not making at least $100,000 by 25 today you are functionally retarded.

>>519066238
Everyone is a retard then.

>>519065308
so what exactly do you do? you just bought bunch of scaffolding and now renting it for construction companies?

>>519061740
>$70-$80k today for a car is not expensive at all. If you have a regular job today everyone can buy a new or a used "luxury" car.
The average household income where i live is 55k CAD after taxes you're out of your fucking mind if you think anyone can buy a 101k dollar Lexus like the one In your picture or even a 62k Highlander without essentially sacrificing every other aspect of their lives and finances for it.
They can afford a 20 year old BMW that's 80% of the way to the graveyard yes it's still not worth doing that.

>>519051378 (OP)
In Sweden we can just type the plate number into a website to see if a person is leasing or took a loan for the car. Pretty much 90% of new cars here are on a lease contract.

>>519051378 (OP)
everybody is rich except you. story of my life

I assume most of these cars are leased, company cars, financed. Who could afford to buy them cash, who in their right mind would buy them for cash. You'd have to be stupid or wealthy to buy even a modest car for cash. The used car market in the UK is cooked, prices for 10-15 year old cars are ridiculous.

I also wonder where the money is coming from for housing. There are houses going onto the market at prices anybody doing a normal job, would never get a mortgage for. Not even close. But they sell within a couple of weeks, a month. There is serious money floating about, but where has it come from, how are they doing it. I assume its inheritance, or boomers down sizing, selling in one area, releasing capital, moving to another area, how else can they afford these homes.

>>519051378 (OP)
peak theft at the NYFed right now
$2B a fucking week

>>519063936
Kek that's basically my neighbor. He rents this house, owns and Audi and cant afford a plow contract to plow his driveway, nor dental work (dude is missing half his fucking teeth) Heres his Audi stuck at the end of the driveway which happens on a near weekly basis in the winter.

My dad makes 140k euro a year and never once owned a car. He told me it was for silly goyim who need to compensate for something.

>>519067195
>or boomers down sizing, selling in one area, releasing capital, moving to another area, how else can they afford these homes
It's not necessarily boomers downsizing, but you're right that the insane property prices you see at point of sale are facilitated by the previous growth in the property prices that have given people larger equity.
If a young couple bought a starter home for $500k at age 25, that home may well be worth close to a million now 10 years later. Assuming an initial $150k deposit (often assisted by their parents), and consistent mortgage repayments, they may have equity in their home of over $700k. If they made typical career advancements over that 10 year period they could be on a combined income of 50%+ more than they were 10 years ago. Given their increased income and home equity a bank may be willing to lend then a further $500k (even though they are still approx $300k in debt).
So now they are a 35 year old couple in the market for a $1.5m (maybe $1.4m after stamp duty) home. This is only possible because they entered the housing market 10 years ago. A couple the same age and on the same income but with zero home equity may only be able to borrow $700k from the bank and so would be looking at properties half the price of the couple that entered the property market 10 years ago.
I don't know the exact figures of how many property purchases each year are first home buyers versus people selling one home and buying another, but the sales price of every home bought by someone already in the property market is at least partly a reflection of simply moving existing equity from one property to another, and not a reflection of the purchasing power of their income alone.
The median sales price in Sydney is $1.6 million, while the borrowing power of a dual income couple on median fulltime income is less than a million dollars. The main reason for this is because a significant amount of purchases are not being made by first home buyers.

The class with money has more money than ever and the close without goes without

>>519057254
why is your garage so small richboy

>>519051378 (OP)
that's not a good sign. it's usually the sign of a bubble. and bubbles burst at some point

After 2 years the same generation car is like half the price used, it's not as hard up

>>519051378 (OP)
They are paying $500 a month on lease and PCP deals like good goys

>>519056511
I am in a middle class suburb. Every driveway has at least 2 new cars, either a rav4, a nissan rogue, audi, or a bmw. I know for a fact that most of the people individually earn less than 100k cad, most much less.

>>519051378 (OP)
>The fuck doods why is the economy doing so great????
it's not, those people unironically have no money, they're being bled with a million sub fees a month as the jew intended
you will routinely read personal accounting stories about couples who make 300k, 400k, i even saw one at around 600k annually and they were broke because they are straight up retards

>>519051378 (OP)
>I see people driving expensive luxury cars everywhere. I see Porsches everywhere, corvettes everywhere, high end Audis, BMW, Mercedes, Lexus, Caddies, Buicks etc…the fuck is everybody getting that money from?
Indians will lease luxury cars and have five people paying for one of them. If your in an area with many Audis, BMWs, Caddies then you are probably in an area with a lot of browns. White people drive Hyundais and Toyotas and/or they will drive a high end pickup truck.

>>519062746
Miami/broward is the biggest glownigger and kike hub outside of nyc

>>519070107
i grew up in a very monied neighborhood where audi r8s were as common to see as graduation presents for kids
no one even bought new supercars, just very rare and obscure ones most of the time and drove semi-normal luxury cars to run errands

it's only ever frauds who try to present the image of wealth with flashy things like lambos, and i had a number of lambos on my street, just not the casual models anyone could pick off a standard lot

>>519070488
>broward
i consistently see this county show up as a problem area in the news, always some incident with the local law that is blown way out of proportion and the rest of the country just looks at it like "oh, that's just florida being florida"
but that country specifically comes up so much that i remember the name

>>519068745
Hilarious. I laughed

>>519066606
Wtf

>>519051378 (OP)
government employees or people that work in government adjacent industries like healthcare are the new fake middleclass. USA is a middleman economy. 90% of jobs is US are fake

>>519069274
>I don't know the exact figures of how many property purchases each year are first home buyers versus people selling one home and buying another
The percentage who are first time home buyers has dropped to an all time low. More than 3/4 of houses being sold are NOT being purchased by first time buyers. And at the same time, the average age for first time buyers has increased to an all time high.

>>519071305
Depressing

>>519051378 (OP)
>>519051602
>>519051825
>leaf doesn't understand what credit is nor what is a lease on a car.

>>519054337
you'd be amazed how comfy a mattress is when it's financed for $233 month for 36 months

>>519051378 (OP)
Don’t need cars if you live in a walkable city

>>519051378 (OP)
Half of those are on a lease, the other half are debt maxxing

>>519051378 (OP)
its called a lease anon. they dont even own them, the bank does.

>>519052236
This argument makes sense for your country but not a poor little shithole like my country. The amount of upper middle class, new cars and luxury SUVs i see every time i am on the road or in the city is absurd, i wonder the same, where are all these assholes getting money??

>>519062746
>satan
thats just some stupid shit they made up for npcs. ripped it off from ahriman. they worship yahweh, which is to say, themselves.

>>519076123
And lets not even talk about the amount of porsches literally everywhere for some fucking reason

Captch: MJT4X

>>519071305
>>519071911
Yes and (I hate to admit it), no.
A lot of "first time buyers" have zero idea what it takes to own and maintain a house, and it gets worse with each younger tranche of buyers.
People who debtmaxx for their Dream House [TM] are going to head-splode the first time a big bill for--whatever--hits. Then there's the scheduled stuff. Having a house is having another job, except you pay to have it.
Fewer and later first time buyers reflects an increasing portion of buyers who don't want the hassle of owning (even as they bitch Where's Muh Home), and haven't managed their lives in their 20s or even 30s to creditmaxx (be in a position to have lenders competing for their business). Or they're bouncing back from mistakes. Or they're waking up to basic financial realities later in life.
A lot of people in their 20s anc 30s and even 40s live without roots. Some are constantly moving, which means every remortgage resets the interest curve to the fattest part/front end. If they don't understand the process they lose equity and gain debt in return for Muh Lifestyle.
Plus from what I'm seeing zoomies and many millennials have unrealistic demands. They think that a "starter" "home" should be 2,000+ sf with all the amenities they grew up with, and they have no idea, the price tags on it all. They want to start out in life where their parents arrived after 30-40 years of work.
I think of how my parents raised five kids in a 700sf row house in a shipyard/refinery town, and they were considered to be doing pretty well because they had a car. No a/c, one tiny bathroom, none of the telcoms luxuries of today, one land line. And my dad was constantly fixing/rebuilding things himself. Of the kids, two were wastrels (now dead), and two did OK ($4m or more net worth). The fifth scrapes by.
Life is hard. But there are many Shlomos who will sell that sweet sweet consoomer addiction. For a price, Ugarte. For a price.

>>519051378 (OP)
>the fuck is everybody getting that money from?
Inheritance or bitcoin and if it is a nice truck, debt. Housing boom remnants. People sell house in Vancouver for example, and buy townhome or condo in Fort Langley or where ever it now takes them 2 hours to get to the city center and they buy a nice vehicle.

>>519051378 (OP)
They are bankrupt retards up to their eyeballs in debt to guess (((who))). Actual rich people drive Camrys.

faggot nigger fedbot thread

>>519051378 (OP)
>A fucking new Land Cruiser or 4Runner goes for $70-80k($50-60k USD)
So are most domestic cars these days, why get a ford when you can get a land rover instead?

>>519051378 (OP)
It's because most of them aren't owned by the driver, they're owned by the bank, and will until the "owner" has finished their 72 month payment plan...