Anonymous
(ID: wsQqSgiX)
10/30/2025, 4:40:59 PM
No.520195770
[Report]
>>520195798
>>520198392
>>520198918
THE $41K SUBSIDY: Your Paycheck Funds Their Down Payment
You are being priced out by design. While you pay 7.65% FICA on every dollar, foreign graduates on STEM OPT work permits pay 0% for years.
THE MATH:
$200k Salary Example:
>YOU: $200,000 - $13,818 FICA = $186,182
>THEM: $200,000 - $0 FICA = $200,000
3-Year Advantage: $41,454 (20% down payment)
$80k Salary Example:
>YOU: $80,000 - $6,120 FICA = $73,880
>THEM: $80,000 - $0 FICA = $80,000
3-Year Advantage: $18,360 (Car + debt freedom)
THE SCALE:
>100 workers = $4.1M in tax-free buying power
>They systematically outbid locals on starter homes
THE PROOF:
>They openly discuss avoiding FICA: "skip applying to avoid fica?" / "Just don't file it and save"
Sources:
The Foreign Worker ‘Loophole’ That Gives Corporations a Generous Tax Break
http://archive.today/2025.10.27-184922/https://www.newsweek.com/student-visas-stem-opt-jobs-immigration-tax-loophole-2117914
The FICA exemption for F-1 OPT students (including many Indian STEM grads) means neither they nor employers pay the 15.3% payroll tax (split 7.65% each) for up to 5 years
https://xcancel.com/grok/status/1957873276153393307
This is the core of "legal" replacement - not border jumpers, but a subsidized managerial class buying your future with your own tax money.
How is this not systemic warfare against the American middle class?
THE MATH:
$200k Salary Example:
>YOU: $200,000 - $13,818 FICA = $186,182
>THEM: $200,000 - $0 FICA = $200,000
3-Year Advantage: $41,454 (20% down payment)
$80k Salary Example:
>YOU: $80,000 - $6,120 FICA = $73,880
>THEM: $80,000 - $0 FICA = $80,000
3-Year Advantage: $18,360 (Car + debt freedom)
THE SCALE:
>100 workers = $4.1M in tax-free buying power
>They systematically outbid locals on starter homes
THE PROOF:
>They openly discuss avoiding FICA: "skip applying to avoid fica?" / "Just don't file it and save"
Sources:
The Foreign Worker ‘Loophole’ That Gives Corporations a Generous Tax Break
http://archive.today/2025.10.27-184922/https://www.newsweek.com/student-visas-stem-opt-jobs-immigration-tax-loophole-2117914
The FICA exemption for F-1 OPT students (including many Indian STEM grads) means neither they nor employers pay the 15.3% payroll tax (split 7.65% each) for up to 5 years
https://xcancel.com/grok/status/1957873276153393307
This is the core of "legal" replacement - not border jumpers, but a subsidized managerial class buying your future with your own tax money.
How is this not systemic warfare against the American middle class?