Thread 520794726

>>520794726 (OP)
I'm 33, live with my parents and will never own anything.

>>520794726 (OP)
waiting forty years to own that to do... what?

>>520794814
Not pay the jew rent. Just the jew taxes.

>>520794726 (OP)
What do you do for work? How much savings do you have? What's your credit score?
I suspect with a modest amount of self discipline and effort you could get into home ownership if you wanted to and could do without living a block away from a barcade.

>>520795045
what does that accomplish? wasting away at a better rate?
lol you fags have had management issues for a very long time
i almost welcome the imposed market discipline

>>520794726 (OP)
I plan to either die in the race war or retire into a very nice tent so deep in the forest that I never have to see another human being again.

>>520794726 (OP)
Absolutely insane that the central planners keep pushing. I never believed such stupidity would be capable in the US. Clown world marches on.

>>520794726 (OP)
Elon Musk became a trillionaire though
definitely not collapsing

>>520795077
29 years old, $125k income, $300k savings, 790 credit score

But I live near san francisco, so I'm fucked. When you say "just don't live near a barcade" what you really mean is abandon the entire region and try and find a job somewhere with cheaper housing. But the jobs there DON'T PAY

>own

lol someone tell her

>>520794726 (OP)
Society in general is collapse
The chinese keep trying to make it seem like its just the US but all the countries are going to shit

>China's real estate market is experiencing a significant downturn marked by falling property values and sales, following a period of massive expansion. This crisis is driven by an oversupply of homes, weakened demand due to factors like lower birth rates, and financial distress among developers, notably the collapse of companies like Evergrande. The government is responding with stimulus measures, but the long-term outlook remains uncertain, impacting household wealth and the broader economy.

So much for communism

I don't put anything in my name

>>520796159
you dont have anything

>>520794726 (OP)
I bought my first house at 20 in 2003. It cost 118k and I paid it off in 10 years. It's now worth 1.2 million and my property taxes have increased a lot.

On principle I will not buy anything until the market makes them half price. I simply must know my purchase is at the misfortune of a Jew trying to stop the bleeding. And modern houses? I wouldn't buy a modern house even if I was on crack.

Nice great work assholes

banning real estate investing will fix the country over night
and the parasite will have to get real jobs

>>520794726 (OP)
>The nuclear family meme
My ancestors came here from Europe in boats with nothing. They built their homes from nothing, I can too. Most of the world did the same for much of human history and home buying is a meme currently, it was a luxury for our parents and grandparents but is not reasonably attainable now. That leaves us two options
>Live with parents
>Buy land and build a house

Second option is more fun. One can cut MANY unnecessary costs by acting outside the expectations of the system. Ex. No HOA, plumbing, electrical, or parking fees. The only problem is it's hard enough finding a decent woman, it's even harder finding one that isn't repulsed by a life like this. Ultimately the system is working as intended, and no one is coming to save us.

>>520794726 (OP)
Shut up, lib!
Trump said he's going to work on it next year, faggot.

>>520794788
Rope is cheap tho.

>>520794788
How do I prevent this I'm 25

>>520796505
Yeah so is being a faggot, and yes they correlate. Now kys

>>520795828
Nigga you work at Walmart

>>520796093
Why would you leave am open vat of Boston cream for someone to fall into? Women are silly.

>>520796472
>building a small cabin out of logs and sticks
you aren't allow to build anything like that anymore
because of boomer laws and regulations

>>520796533
Wage cuck 60 hours per week, save everything, live a shit life, so you can move out of parents aged 45.

I’m 32, single, and I own my house completely outright. It’s a nice little cottage in a white area.

Am I just exceptionally lucky? I teach history ffs.

>>520796533
You can usually find a deal on rope somewhere locally.

>>520796967
that only happens because of nepotism

>>520794788
y-y-you too huh?

>>520796698
First I agree, but from personal experience absolutely no one cares what you do deep in 20 acres of forested land in a rural area where everyone is on the same page regarding distrust in the system.

There are legal ways around permits and building codes, ones that allow you to massively reduce costs which I won't detail here as the kikes will just correct them. Alternatively I've seen trailer setups, at least for the duration home construction lasts and the trailers are then renovated into guest homes. I'd personally take this over being a rentfag. It's so nice being able to shoot on your own land and just build shit when you're bored.

>>520795828
You can literally do either of those things, right now, coward.

>>520794726 (OP)
Anyone try buying a small plot of land somewhere and building something like a small hunting cabin on it to live in? Seems like it would be cozy.

>>520797118
right.
the problem is that it only takes one boomer karen to complain and you are fucked.
now you are going to be hit with a bunch of fines and bullshit, until they put a lien on your property

>>520796533
You literally cant unless youre smart enough to be a doctor. This is now normal.

>>520796533
go back in time and buy BTC

>>520796472
I could build a livable, functional house entirely on my own, I have the skills for it. The biggest problem is all the building codes and shit boomers created to prevent people from escaping their horse shit. I can do all of the work myself, but I'd fail inspections because some shit demands a licensed tradesman sign off on the work/do the work.

>>520797260
its not allow in most places. most places have zoning laws and sqft laws.
this is what destroyed the tiny home trend
most places don't allow tiny homes
because fuck you living cheaply

>>520794814
Goon

>>520797362
This is the only reason I want to move out actually. Gooning crazy style

>>520797360
Well that blows. Land of the free, my ass.

>>520796533
I have a PhD in engineering and make 150k. My wife is a doctor and makes 150k part time. I’m 35. Good luck anon.

>>520797340
not to mention expensive arc fault breakers and all that other bullshit codes today
boomer destroyed cheap living because they need to their homes to increase in value and seethe at anyone living cheaply driving their home values down

>>520794726 (OP)
They're going to have to pump real estate prices again shortly too. Numbers will increase. Commercial real estate is imminently doomed.

>>520797491
some places will look the other way and don't care. but they are far and few.
but if they don't like you for some reason you are completely fucked.
life is complete shit because of boomers gate keeping everything for selfish reasons.
they want you to be poor and not to be able to do anything at all.

>>520797265
True. This is one benefit for my spot as it's situated on a hill in deep woods, no one can see shit unless they trespass and the neighbors are similar to me, they just want to be left alone.
>>520797340
Valid. I don't know much on Canada but that the system is VERY fucked.

>>520794726 (OP)
Skill issue

>>520796020
>300k savings
Nigger what?
Ever heard of investment?

>>520797823
Yes, it's all in stocks

>>520794788
Anon - the failure is your own. You're in the slice of millennials that could still do just fine if they majored in something that didn't suck ass and weren't too retarded. I wouldn't fault a 20 year old today for never being able to own a home, but at 33, you had ample opportunity to make something of yourself in your 20s before everything went to shit.

>>520797260
My plan currently. I did vanlife for a long while, so my living situation on the land is in my SUV until I have a building arranged.

>>520796472
This level of delusion can only be bot generated in 2025.

>>520798083
>proposes no solution
Says the demoralization Jew

>>520798713
The solution is violence. It sure as hell isn't financial bullshit or bootstraps, you boomer nigger.

>>520794726 (OP)
If you're lucky. Our house is just a hole in the ground covered with a cheap tarpaulin, but its a house to us!

>>520794814
not pay rent, hopefully pass it down to my kids and thus do what my parents didn't for me.

>>520796533
You can always move out, most people just rather stay at home and save their money if they get along with their parents. I only moved out because I found a cheap studio but the money I could be saving still hurts.

>>520796020
>$125k income, $300k savings,
>live near san francisco
So if you find some other faggot who earns that you should be able to swing the cost of a house in San Francisco.
>try and find a job somewhere with cheaper housing. But the jobs there DON'T PAY
If you're being paid so well you wouldn't be here e-crying about not being able to afford a home.
But suit yourself. If your story is true you could buy a nice home outright in a vast majority white town somewhere and enjoy a fine standard of living with whatever jobs are local or if you have some useful skill go into business for yourself doing it.

>>520794726 (OP)
>the same people who bought their first house in the 1980s are the still the only people buying and are on their 3rd or 4 th

>>520796386
>the parasite will have to get real jobs
What sort of real job do you have?

>>520799585
>Why were houses so cheap when there was only 17M people in my country?
Surely it's a giant Judeo-boomer conspiracy. But at least you have free healthcare that you can use to cut your cock off then 45% in a publicly funded suicide pod.

>>520799490
125k isnt good pay retard

>>520796533
Buy a home

>>520794788
Based. More money = more problems

>>520799895
I identify as double masculine and want two penises

>>520800321
I heard an interview with someone who had two dicks naturally.
He said it was kind of annoying sometimes because they each had their own personality and sensitivity level.

>>520800321
>implying
I heard you wanted way more than two dicks.

>>520800566
Ya and being 6’3” with great hair, a handsome face and six pack is really annoying as well.

>>520794726 (OP)
Youre gonna be 70 when you own that if youre getting a mortgage at 40

>>520797964
Nice! I wouldn't mind trying it, but it's fucking impossible finding decent work, so even saving for it seems impossible.

>>520797894
Everything was going to shit between 2014 and now. Slow demolition.

>>520797894
Every field has been on the decline since 2008, the only thing that saved millenials from total destitution was software engineering and a few lucky crypto projects. Now that tech is levelling out with everything else the zombie economy is more obvious.

>>520794726 (OP)
Are idiots still buying homes? What a scam. Just don't do it.

>>520797894
Nigger, 2008 completely steamrolled everyone who hadn't got their shit together by that point. Try getting a job at a time where every company, big or small, was completely in the shitter. I was lucky enough to start uni in 2008, they tripled tuition fees that same year. You're talking bollocks.

>>520802816
>t. landlord

>>520799895
>Judeo-boomer conspiracy
It is though. Houses used to depreciate in value long ago because they aged, so boomers could go by another. Nowadays the oldest houses still increase in value, the most decrepit get flipped, and the rest get bought up by the millions of shitskins the boomers let immigrate. On top of this, boomers weren't expected to live to 90 and most don't want to sell their house and live in a nursing home staffed by shitskins. Meanwhile the feds gutted the Canada Mortage and Housing Corporation and stopped building subsidized housing or towers, instead dumping the responsibility onto provinces and municipalities who didn't have big enough pockets to build such products. because we have so many shitskins and redtape, construction is expensive and new highrises need sprinklers in every room because shitskins keep setting fires.

>>520797894
>>520802687
>>520803436
I graduated college in a high demand field in 2009.
It fucking sucked because I graduated with two degrees at 22 possibly ahead of time and years before my friends.

>>520794726 (OP)
Who is saving up since they're born? That's more waiting twenty-two years.

>>520794788
I'm in a similar position. I hate to think about it, but I'll get their house if anything happens to them.
I hate the fact I'll probably move out then have to drop everything to help clean their house if something does happen.

>>520795854
I just send 40 bucks worth of cheese to a city hall and stop all zoning construction for the next 80 years.

They don't usually accept, but if you do it enough, one actually listens.

>>520794726 (OP)
Nice, another great, long-standing record broken by the Best President of the United States of America. Many such cases!

>>520794788
>Be me.
>Work fucking ass off from 18-22. Get a mortgage for a small house.
>Start small business. Get absolutely fucked over by Marvin Heemeyer type red tape bullshit. Forced to close. Forced to sell house.
>Whatever
>Work ass off again. Buy another house.
>Ink is still wet on the paperwork.
>covid.exe
>Laid off. No income. Don’t qualify for assistance. Forced to sell just before the covid housing boom.
>Whatever.
>See niche business opportunity. High margins, only one competitor in area and they fucking suck.
>Buy equipment to compete. Provide a better service at a lower pri—
>Competitor suddenly starts bidding jobs devastatingly low. Like, net loss type low.
>???
>Can’t get work. Can’t maintain payments on equipment. Put equipment up for sale.
>That very same competitor ends up buying it off me. Jack their prices back up once I’m gone.
Yeah, I’m not even trying anymore. Now I live in an RV and society can go fuck itself.

What a cunt lol

>>520806007
Guess you found out why there was only one competitor lol

>>520794726 (OP)
>America is collapsing
And that's a good thing!

>>520796533
Have rich parents.

>>520794788
I feel like even with an "okay" job making like $85k, you'd still have to live with the folks paying no rent, collabing on groceries and toiletries, and finding ways to aggressively invest your earnings. Otherwise you move out to what, pay like $1600-2200 in rent before utilities and services, plus another $1000-1500 in other mandatory spends like groceries, gas, insurance. That's $30,000 for just all of the basic shit, not even including car payments or college loans, and assuming no kids. So you get to save/invest like maybe $25k a year? Cool, homes are appreciating faster than that.

>>520795828
Not even crazy meth hobos want to live out their waning days in a tent, but living in a house that close to others has got to stink on ice. Quite the quandary. The only acceptable options are to be rich or to suburb-max.

>>520794726 (OP)
It's the American Dream...and it's beautiful.

>>520799009
Haha, if that's your house at age 40 you ain't having kids unless you're Mexican in which case you had them by age 19.

>>520794726 (OP)
Anecdotally, I only know one person that bootstrapped their way into home ownership with no family help. Every single other home owner my age that I know inherited a house, or their parents bought them a house, or their parents gave them a zero interest loan for a house, etc.

>>520801596
My parents literally paid off their mortgage at age 72. I paid cash for my 6 bedroom house in a 100% white area of this 99.9% white country when I was 39.

>>520806942
And you don't want to live anywhere where the homes are affordable anyway.
>"Here, son....all this is yours now...."
>"Just don't let LaDarius ever see you or he gets mad."

>>520806701
>"okay" job making like $85k

Median income for a 30 year old in the USA is $55K a year. As in half of 30 year olds are making less than $55K a year. $85K a year wouldn't be "okay" it'd be pretty great.

>>520806959
I worked with a guy making 6 figures who went to work at NSA making even more and he still needed both a loan from his parent's AND them to cosign his loan to buy a house near Ft. Meade Maryland.

Someone like Fuentes is going to run in 28 and he's going to obliterate his competition. You wanted National Socialism? You're getting it. China pivoted to it already.

>>520807352
Spic Fagtes couldn't run a block if a fat guy chased him with a knife.