>>16700958 (OP)If there's no active cooling (electricity or fluid flow) then they work passively that is to say they barely work. Basically they are just breathable blankets that keep the skin dry and let the moisture evaporate. There may be some meme materials incorporated if it's expensive product as well that may conduct or help absorb heat and the weave is generally pretty high thread count and other tricks to help with it's breathing.
They don't really cool anything but they may be more comfortable feeling and feel cooler to the touch which is half the battle for lot of people.