I have ffs in 9 months, but I've been seriously considering just canceling it. I know i need it regardless, but in order for me to even have a shot at passing I'd need clavicle reduction, bbl, potentially ba. I don't see myself ever being able to get those. I'm really lucky ill be able to cover ffs, but only just barely, and I'll be in debt after too.
I'm 23, been on hrt for 20 months, and 6'1. My body is androgynous at best, but even then, my height gives me away immediately. I just feel like I'd be better off saving the money towards something else being that I'll be stuck manmoding my whole life even if I did all of this.