>Start eating beans
>NOW

The VAST MAJORITY of Americans should be following his advice to a T. Most people are financially retarded and have NO CLUE what to do and just spend money and go into debt for no reason and then go broke and have some sort of crazy drama because of money. This isn't the boomer economy where everyone is just going to be rich for no reason. If you're clueless about money, you should be RAMSEYPILLED 100%. If you make less than like 100k a year you should be living like a turn of the century immigrant who lives above his shop, spending 0 dollars. Most "people" on 4chan are either a) severely mentally retarded NEETs who don't need to worry about money because they get tugboat from mom and dad or b) single autists with no family who think they're financial geniuses for managing to stay afloat as a single male who spends no money because he has no life, no kids, and no real hobbies other than JACKING OFF.