>>715565078
>only realised I should start saving at the start of last year
>rebudgeted and decided I start ASAP since I'm in a good position currently as I live with family
>opened an ISA (UK equivalent of Roth IRA)
>currently approaching £15k (including pensions) total in savings
It's not a lot, but it's something.

I should have started in my 20s but frankly, I didn't have a job for most of my 20s. Just glad I realised not too late into having a stable job that I should actually budget and save.

Will be nice to see six digits some day.