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7/19/2025, 12:12:22 AM
6/28/2025, 8:34:08 AM
my net monthly pay is 7250/mo (make slightly over 100k in no state income tax state)
>mortgage 1350/mo (bought a home 8 years ago - refinanced to 2.75% rate in 2021)
>utilities 300/mo
>vehicle expenses 200/mo (car is paid off)
>food 800/mo (i eat out a lot)
>hobbies ~400/mo (golf league)
>misc. household expenses ~150/mo (repairs/maintenance)
>amazon shit ~150/mo (clothes, hygiene, cleaning, household items, etc.)
4000/mo left over that goes into savings (crypto/stocks)
i take 3-4 vacations per year
if i had to buy a house at today's prices and rate, and i had 2+ kids (w/daycare), probably wouldn't be able to save much of anything
>mortgage 1350/mo (bought a home 8 years ago - refinanced to 2.75% rate in 2021)
>utilities 300/mo
>vehicle expenses 200/mo (car is paid off)
>food 800/mo (i eat out a lot)
>hobbies ~400/mo (golf league)
>misc. household expenses ~150/mo (repairs/maintenance)
>amazon shit ~150/mo (clothes, hygiene, cleaning, household items, etc.)
4000/mo left over that goes into savings (crypto/stocks)
i take 3-4 vacations per year
if i had to buy a house at today's prices and rate, and i had 2+ kids (w/daycare), probably wouldn't be able to save much of anything
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