>>81931277
they do. problem is the rates are like 3% now, mine just went down again to 3.5% from a high of almost 5% late last year. i moved a bunch of my HYSA money around, a bit into stocks to short, and quite a bit into precious metals as a surrogate saving account as well as buying some gold and silver every paycheck. kind of regret not getting something like fractional bitcoin at it's low but i also don't trust crypto enough. i also have no idea what i'm doing it's all gut feeling purchases at this point.

>>21467632