Steam needs to have better quality control and limit the floods of shovelware garbage filling their platform, I won't shed a tear for these asset flips.
On the other hand, Visa and Mastercard have disproportionate amounts of power and bow to the slightest bit of pressure from activist groups and bully businesses with threats of unbanking.
But there really isn't nothing you can do against this. They should at least start accepting UnionPay.

if there's anything to criticize it's the lack of r34