picrel will be good for light (credit card) bike touring right? its a used cube nuroad FE for 400 euros. It comes with a dynamo hub and a rear carrier
here are the specs https://archiv.cube.eu/en/2023/680055

I like the idea of just packing some clothes and tools and riding all day, then sleeping in a hotel 1-2 days and repeat
I am only worried about getting run over lmfao, but I think thats because I live near industrial areas and there are shitloads of trucks