>>60740386
Over time yes. But you need to sell to get it liquid.
What the fuck are you not understanding about NEETING OFF OF DIVVIES.
The whole point is divviemaxing while mitigating NAV erosion.

Assume a NEET has 20k and wants to grow it as fast as possible, but will rope if there is a significant loss.
I think I figured out how to combat the NAV erosion problems of yieldmax
Cycling divvies from SPYI + QQQI -> ULTY -> MSTY -> ULTY -> MSTY -> SPYI + QQQI
Then periodically stopping the loop to put all the profits into schd, schg, VOO etc. A stock either either dividend growth or share price growth.
The NEET won't need to worry about tax and the overall portfolio will grow despite the NAV erosion.
I feel like you can snowball 20k into 100k pretty quick and relatively risk controlled in 2-5 years.