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ID: EFkwFOpz/biz/60504004#60504277
6/14/2025, 8:14:49 PM
>>60504252
I was watching this dude's youtube video of what would happen if someone retired with $500k in 1996 and withdrew $25k per year + inflation adjustment.
The blue line is all stocks, the others are 70/30 and 50/50 stocks/bonds.
He would have been fine in the end, actually ended up with more money after 20 years in retirement. But he would have had to endure a 50% drop over 3 years in the dotcom crash and a 60% drop over 18 months in the GFC. If he sold in despair he was toast.
Imagine retiring at 65 in 1996 and then 12 years later in 2008, when you're 77 years old, you realize you might not make it financially.
Anyway long story short, just don't sell.
I was watching this dude's youtube video of what would happen if someone retired with $500k in 1996 and withdrew $25k per year + inflation adjustment.
The blue line is all stocks, the others are 70/30 and 50/50 stocks/bonds.
He would have been fine in the end, actually ended up with more money after 20 years in retirement. But he would have had to endure a 50% drop over 3 years in the dotcom crash and a 60% drop over 18 months in the GFC. If he sold in despair he was toast.
Imagine retiring at 65 in 1996 and then 12 years later in 2008, when you're 77 years old, you realize you might not make it financially.
Anyway long story short, just don't sell.
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