Mom spent it all on stupid shit. What's crazy is when my dad met my mom she had to go to these mandatory night school classes after going bankrupt. Should have been a red flag to my dad but I can't complain too much since they made me. Dad made great money for years but he never actually looked at the accounts so around 07 08 we were bankrupt. Dads job market dwindles and dies out, Mom leaves, house forecloses thanks to a shit mortgage company that purposely 'lost' peoples payments so they could foreclose properties (there was a class action later, we got like $30 out of it).