>>509481447
In the U.S. you can incorporate in something called a limited liability corporation (LLC), if your business venture fails, you can just divorce yourself from the outcome as an individual. You aren’t merged with your corporation if you form it this way. So the corporation can go bankrupt or other people money and you can simply shut the company down and the debts aren’t tied to you personally. Obviously people know who you are and there’s a personal reputation.