>>11270332
Depends on your needs and goals.

Meds cost me somewhere from 100 to 150 euros per several months, I just buy them in batches. That's utterly affordable unless you're a NEET. Doctor appointments and tests can be somewhat pricey though, but manageable overall.

Shit like FFS, voice feminization and implants etc. will cost you a fortune unless they're covered by your insurance.