>>60507007
I'll buy my own house down the line, as you said, a rent comes with its risks and is an important expense one would want to avoid.
But contrarely to popular belief telling you to get enslaved to your bank as soon as possible, it's best to min-max as much as possible with a rent so you invest all the money you're saving into the stocks market due to how much more profitable it is compared to housing (even with a "saved rent" as an owner).
Then, once you have enough money to cover all your expenses/retire, this is the moment you buy your house. And you do it in the smartest way possible, by outjewing the banking joos : you want to get that low interest mortgage for housing while the rest of your money in the stocks market is compounding. But nobody would lend to you if you're retired and have no job, right? What you do is you contract the mortage first, then the very next day you send your resignation, and then you pay your monthly mortgage while your stocks market money is compounding. Heck, your divies alone might pay for your mortgage.
There, this is how you avoid the stupid trap of taking a mortgage soon, get kids, a house, and be enslaved until retirement.