I get that your Bonus Points distribution barely matters. (right?)
But genuinely. How should I spend my points on my Sheli mage. My Adam. And my Larumas.

Since they're mages, intuitively I'd assume dump it all into IQ.
But maybe HP if that can prevent them from getting one-hit? But that might be a fool's errand and not make enough of a difference.
But then there is Luck. And Luck appears difficult to acquire from means other than Bonus points, but at the same time it might perhaps not do much for mages.
And there is speed. That can allow them to act first. Which might be more important than IQ.

Wat do?