Think about it - if you are a tanker owner would you go in the gulf?

If hormuz closes and you're stuck inside, even if nothing happens to your ship, you get a CTL insurance payout but only after a full year.
It happened in Ukraine with the ships that were stuck there when the war started.

You'll get the value of your ship only 12 months later. It's a huge risk.
You might be obligated to go in if you have already agreed employment beforehand, but on any ships you have that are currently unfixed you would ask for a massive premium and it's totally justified.

In short: you don't own enough crude tanker stocks.