>>718888231
In short: you can't share them with a friend and AT THE SAME TIME playing with him, so you can't even pay half the price upfront. Digital items are generally always available and often discounted, while physical items disappear, and retailers or scalpers take over with higher prices. Then there's the fact that not everyone has the space to store them, but that's a minor issue.

The downsides of digital are the higher risk of account theft, bans, and therefore exclusion from your library. And obviously, you can't resell them; at most, you get a refund.