Banking, and financial institutions that fall downstream from it, is the biggest fucking scam in human history.
>Hey buddy, want your wealth protected? Give me a small fee and I'll put it in my vault, and I will give you a paper to say you own x amount of wealth and I'll give it back to you at any time.
>Hey other buddy, low on wealth? I can give you this IOU that equates to some wealth I have in my vault. Where did I get this wealth? It's mine of course! Just make sure you pay it back, and if you are late I'll charge you more for it.
>You want to have your wealth back? Well... I loaned it out to someone, but I can exchange your IOU for what I have left in the vault! What do you mean you want the full amount back?
How did we decide as a society that this was ok?