Hi /smg/ coming here for advice,
I'm in my early 20s and just began earning actual income (about 6k monthly pretax) and my plan was just to max out my roth ira and roth solo 401k (my income counts as self employment income) with FZROX. I'm getting a bachelors degree in business this year but the income I'm earning is unrelated and it could stop any time. I have no real work experience so I'm basically trying to investmax while I have this income in case it doesn't last long and I can't find a job after graduating. I have no debt and no expenses besides probably $300 monthly on household stuff like food. I considered following this thread for NEETs https://warosu.org/biz/thread/60738207# with the money I plan to put in the roth 401k but after reading The Simple Path to Wealth it seems dumb and unnecessary. I've tried crypto before but I've only lost money (tried to yieldfarm mostly vfat/beefy lol). I saved up 35k with my side hustle which i could probably ramp back up for easy income but im a bit lazy and the tariffs messed it up a bit so I haven't bothered. So is there any reason I shouldn't just be a boglehead? Any better index options than FZROX? And after I max out my roth ira and 401k should I just invest in FZROX or VTI in a normal brokerage account? Thanks in advance for the advice, I don't want to be throwing away growth while I'm young but I also don't want all my money to hit the shitter