The conspiracy theory linking the Federal Reserve, a secretive 1910 meeting on Jekyll Island, and the 1912 sinking of the Titanic posits that powerful bankers, led by J.P. Morgan, deliberately orchestrated the Titanic disaster to eliminate wealthy opponents of a centralized U.S. banking system, paving the way for the Federal Reserve’s creation in 1913. This narrative has gained traction in alternative media, books, and online discussions, blending historical facts with speculation, but it has been widely debunked by historians and fact-checkers as lacking evidence and relying on coincidences.
Background on Jekyll Island and the Federal Reserve
In November 1910, a group of influential bankers and politicians—including Senator Nelson Aldrich, representatives from J.P. Morgan & Co., and others—met secretly on Jekyll Island, Georgia, to draft legislation for a central banking system.  This secluded retreat, hosted at the Jekyll Island Club (a private resort for the elite), aimed to address financial instability after the Panic of 1907 by creating a lender of last resort.  The resulting Aldrich Plan evolved into the Federal Reserve Act, signed into law by President Woodrow Wilson on December 23, 1913, establishing the Federal Reserve System to manage monetary policy and stabilize the economy.  Critics, both then and now, have portrayed this as a power grab by private bankers, with books like G. Edward Griffin’s 1994 “The Creature from Jekyll Island” framing the Fed as a secretive “cartel” born from conspiracy.
Titanic Conspiracy
