>>60761328
kek, thank you thank you

I'm gonna pay more in taxes this year than I made in salary but once I do, that money is all mine fair and square.
>>60761217
Yeah RH makes accessing cash pretty easy. I'm actually hoping if this trend continues I should have enough to be able to buy my apartment outright cash without having to sell anything. Good stocks have a 25-30% margin maintenance requirement, so technically like if this was all in equities (and by equities I mean PLTR or SPY) I'd be able to withdraw like $200k straight cash and hold that as margin at like 5.25-5.75% interest currently. I mean that's a solid mortgage rate in 2025. If I need to access that capital just refi it into a cash-out mortgage at a higher appraised value.

Thing is about 1/3rd of all that is stock, the rest is options (again, 2027-dated LEAPs I can cash out at LTCG around next April). But for the moment, the outsized returns on those calls is worth not necessarily having access to those funds at the moment.