>>518957595
>I didnt invest due to demoralization in my 20s
your first step is to never listen to Jews or their pet retards (most /pol/ users) for financial advice.

Your second step is to read
>A Simple Path to Wealth by JL Collins
Get the audiobook. It's easier to digest and the author has a great voice for listening.

All you have to do is set aside 10-20% of your net paychecks towards index funds, think VTI and VOO. All you have to do is open a brokerage account, start dumping in money. It will grow tax-free unless you collect divvies on it, which is just bonus money on top.

And never pull out the money. If you REALLY need it, wait a year 1st and then the first 50k each year becomes tax free.

It will grow with the market, through the magic of compound interest you will retire a rich man. It's as shrimple as that.