>>214135519
work 16 hours a week part time, break even on bills/rent/food

Two simultaneous financial emergencies will sink me. I'm contemplating selling the car and buying a bicycle because to be honest I can't really afford it in terms of insurance + maintenance. I feel like it will be a weight off my mind not having a car though on some level I suspect I am underestimating the grimness of cycling to/from work in winter.