You could’ve retired on $1m twenty years ago and now it’ll get you a box in any major city and the surrounding areas.

There’s something deeply frightening about thinking of what actually used to be quite a substantial amount of money and now it’s not worth shit. Then you realize you’re not making enough no matter what, so any money you get you need to put it into assets. It actually freaks me the fuck out that I can save 40 percent of my income and that might not be enough. Crashes, layoffs, AI. That there’s only a chance of making it despite the work and planning.