>33
>60k in ROTH IRA
>40k in taxable brokerage
>20k in crypto. Half is in BTC
>15k in 401k
>No real estate but my car is paid off
>25k in bank. 50/50 split between checking and savings.
>No debt other than 9k in student loans.
I know I'm still poor by today's standards, but everyone else I know in my age group and younger has literally 0s for everything and are buried in 5 figures of credit card debt and/or student loans. So, I guess I could be much worse off. How can I improve my situation?