>>2825364
I’m not a pretending to be a young /biz/ money supergenius, I’m just middle aged and have been working and investing for some years. I don’t give a shit if you don’t believe me.

If you want to get the return I happened to get, and which I cannot be bothered to explain in detail, my main brokerage accounts are with BofA/Merrill Lynch and UBS; at Merrill I am absolutely unashamed to admit that I pay a guy 1% to move money around for me. Could I earn more as an active, hands-on investor without a wealth manager? Maybe. Even probably. But I hate thinking about money and don’t consider myself especially financially cunning. I’m happy to pay someone who actually likes this shit to try and enlarge my holdings over time so I don’t have to think about it.

But just to make you angrier, here’s a snapshot from the report I got at a meeting with my money man just yesterday—the 10.27% YOY gain pictured in this blurry photo was specifically on stocks. Had lower gains on some assets, higher gains on my mutual funds, and some losses, leaving my overall growth averaging about 11%.

My balance at Merrill as of yesterday was reported at $1.99M, chunks of which I will not touch for a long time (retirement accounts), and some of which I couldn’t easily touch even if I wanted to (529s for my kids, which we just stopped contributing to, with around $250K in them total). But my wife and I also just moved a tranche of our Swiss money to them, so our total account balances are currently slightly higher than that. We’re up to 2.2M or so at the moment, I think. Not sure. Don’t care. Not presently spending any of it.