Thread 2824694

If you had $2 million would you move to Japan?

I hope you catch a glimpse of your dimly lit reflection in the mirror after having posted this

>>2824698
What a horrifying experience that would be...to actually have that "acknowledge your reality or pretend you have more time" moment and to choose to pretend to be ignorant, cementing the trajectory of abject failure but deep down knowing the choice was made...but not be able to acknowledge it to yourself.

Thats some modern Twilight Zone shit.

>>2824698
>>2824703
I've had moments like these when I was sitting at my work laptop coding. Having a job is fucked up.

>>2824694 (OP)
Why $2M? It seems a pretty arbitrary number, and at least for me, it wouldn’t be anywhere near enough to live on forever. I’ve got a family, among other things, and I don’t intend to die anytime soon. I think I’ve got about that much in my portfolio, and my wife and I are both still working for the foreseeable future.

But in any case, no. I enjoy Japan, but I’ve never wanted to live there.

>>2824694 (OP)
$1.8manon. You're posting too much. Chill.
>t. Also made it

>>2824694 (OP)
>>2824752
Post balances. One anon delivered and showed his lucrative job offer. Just know that I will be making my rounds and asks for evidence. Don’t comply? Threads are getting ruined.

Thanks

>>2824795
Not doing an audit for you, insecurity guard. You're right everyone is broke and larping. I'm larping. I'm actually a security guard too. Fuck up another thread. We can't possibly hate you more.

>>2824816
Good boy ^_^ ! Sure would be a shame to derail a thread in its infancy

>>2824818
>Sure would be a shame to derail a thread in its infancy
Kinda like your life

>>2824818
I try not to bully you because I know your life situation and I'm trying to be a good Christian. But it is so tempting. Gonna be oddly honest with you for some reason. You remind me of someone I used to bully years ago. You look just like him in one pic. I keep thinking of him when I see your picture (the older one). Even weirder, he used to be a security guard (before I met him). Not gonna dox myself or give away too many details but he hungered for power and really wanted to abuse his power. He used to dream of it. Anyway, he was deployed overseas in a conflict zone and I read about his death one day by angry group who were tired of abuse. I thought immediately it was because of his behavior. I was so mean to him. I even went too far one day and wiped my ass on his pillow. I think it's so strange the likeness and the behavior matches his so strikingly. It is so peculiar. I feel like God is giving me another chance. I actually stop using/trv/ for months because I don't want to be tempted to bully you. Gonna take a break again. Thanks for reading my blog. Take care of yourself. Sorry for being a bully.

>>2824821
Fucking LOL

>>2824694 (OP)
Hell no. Better off starting a business here in America. Buy a mail order Japanese bride? Hell yes.

>>2824823
I can’t be bullied. My bodycount is almost 200, I’ve fucked 3 girls in a 24 hour period, had threesomes, side bitches, the whole nine. Now I’m regularly making $1300 a week to virtually do nothing.

Am I making 300k working 3 remote jobs living in Thailand? No, and I never will. Do I have millions in crypto? No, probably never will, but im doing pretty good.

>>2824694 (OP)
The median age of a Japanese woman is 50. IDK why you weebs continue pretend like Japan is full of pretty young things. It's not.

>>2825076
There are many young women in Japan, true, but 95% of them are staying celibate until they can bag a BWC so while they are few, every single one of them is trying to fuck white men

I did this and it was a huge mistake. Japan is super anti-wealth and will endlessly rape you with taxes and fees with little to no way to reduce your burden. If you're from the west you're better off just staying there and moving to another western country or area in your own country with less niggers.

>>2825242
Fucking dork faggot

>>2824742
What sort of shithole do you live in?
2 million @ basic bitch 7% average long term ROI is $140k a year

>>2825303
>>2825303
I somehow managed ~11% growth over the last year, market chaos notwithstanding. But I reinvest my dividends and returns. This is money for the long haul and eventually for my children, not for my daily needs.

I often wonder if people here who yell about X% average ROI are real investors or just fantasists; an average return over a period of years isn’t a very useful predictor of real-time income for anyone with less than eight figures in his or her portfolio, where you’ve got the wiggle room to reliably and painlessly turn the numbers on your screen into a desired amount of cash more or less whenever you need to. With a portfolio under $2M, I have felt market fluctuations much more acutely. “$140K/year average” is nearly meaningless in the short term, because it’s not a fucking salary—the average camouflages the quarters, or years, where there may be nothing but losses. Investment income is great, but for small portfolios, it’s seldom reliable and never guaranteed. The only slice of my portfolio where I’ve had uniformly steady returns is the small bit that’s in money markets and index funds—these accounts have generated a consistent small return every year since I opened them. But that once-steady return will be going down with every future interest rate reduction, so even that isn’t something I can depend on indefinitely. I would not personally be comfortable with the risk involved in trying to live on, rather than continue to grow, my investments in their current state.

>What kind of shithole
I’ve been living in expensive shitholes. Recently relocated to an upper-middle-class suburb in California after spending the previous 6+ years in Switzerland. My money is in both countries for now, but the Swiss accounts are expensive if you don’t live there, so I’ll be migrating the last of my CHF to Murka over the next few months. I could theoretically live on $140K/year, if that were real, but I live better on more.

>>2824694 (OP)
No, Living in Japan would ruin the "mystique" of Japan and I'd never want to visit afterwards.

>>2825355
>inSoMehoW ManAgeD eLeVen pErcEnt

Post portfolio you fucking faggot

>>2825364
I’m not a pretending to be a young /biz/ money supergenius, I’m just middle aged and have been working and investing for some years. I don’t give a shit if you don’t believe me.

If you want to get the return I happened to get, and which I cannot be bothered to explain in detail, my main brokerage accounts are with BofA/Merrill Lynch and UBS; at Merrill I am absolutely unashamed to admit that I pay a guy 1% to move money around for me. Could I earn more as an active, hands-on investor without a wealth manager? Maybe. Even probably. But I hate thinking about money and don’t consider myself especially financially cunning. I’m happy to pay someone who actually likes this shit to try and enlarge my holdings over time so I don’t have to think about it.

But just to make you angrier, here’s a snapshot from the report I got at a meeting with my money man just yesterday—the 10.27% YOY gain pictured in this blurry photo was specifically on stocks. Had lower gains on some assets, higher gains on my mutual funds, and some losses, leaving my overall growth averaging about 11%.

My balance at Merrill as of yesterday was reported at $1.99M, chunks of which I will not touch for a long time (retirement accounts), and some of which I couldn’t easily touch even if I wanted to (529s for my kids, which we just stopped contributing to, with around $250K in them total). But my wife and I also just moved a tranche of our Swiss money to them, so our total account balances are currently slightly higher than that. We’re up to 2.2M or so at the moment, I think. Not sure. Don’t care. Not presently spending any of it.

>>2825386
And just because, have another blurry snapshot! I think this one is worthy of the White House in its deliberate vagueness, but it’s what my investments have done so far in 2025. It’s not all actual market earnings—there are a couple of fresh midsized deposits in there making the uptick look bigger than it is, sort of like financially shaving my balls.

>>2825386
>>2825393
Sorry that’s unsatisfactory. The deluge will continue :)

>>2825404
Please feel free to go right ahead with that. I neither expected nor wanted to satisfy you, or whomever asked for my portfolio. A detailed description of my modest portfolio is dozens of mind-numbingly boring pages long; even I can’t be bothered to read the whole thing more than once or twice per year, and it’s my money. I’m not sure what you/he even expected me to post… that ring graph with assets by type? A specific balance figure? If so, which one? I have a total of three active banks and many active accounts within them, plus a couple of old, small retirement accounts from long-ago jobs that I keep meaning to consolidate but have pretty much lost track of. I can only see part of my total wealth in any one place. It’s decent but not huge.

OP got BTFO

>>2825414
A specific balance figure?
Drop the fattest one you have and I’ll kick rocks

>>2825515
No, I don’t think I’ll bother. What’s the point? I get nothing from you kicking rocks, and you get nothing from any blurry cellphone picture I might share. I really, sincerely don’t care if you believe me.

Have a nice weekend.

>>2824694 (OP)
I would move to Japan if I had 200K, let alone 2 million. Fuck my third world country.

>>2825414
Well done on your 10% return. That's insane. What sort of lifestyle do you like that you have to upkeep?
I'm early retired but the freedom to buy things and lead a more luxury life does not appeal to me. In fact, I down-sized to just a small backpack that's not check-in luggage when I fly. I just keep seeking more spirituality and minimalism. Not judging your choice though, the world is full of innately different humans. And I don't have kids.
How did you make your initial money to invest?

>>2824694 (OP)
How do rich Japanese avoid paying that insane inheritance tax?

>>2825538
Thanks, but I can take no credit for it—it was an unusually good return, mostly
because my wealth manager has basically just been navigating recent volatility really successfully. My wife and I have chosen a relatively aggressive strategy for a majority of our assets, and it doesn’t always pay off, but it occasionally pays off well.

My lifestyle isn’t anything I would consider extravagant, let alone luxurious, and I’m personally pretty anti-materialistic (the only objects I’ve bought for myself
in the last few years that I didn’t specifically need have been a guitar, a slightly fancy rice cooker, and a midrange espresso machine, for a few hundred bucks each), but I do have two kids to feed, house, clothe, send to orthodontists and after-school activities, and save for, and I live in an expensive area. It’s not easy to find a house with the space we need to be comfortable listing for much less than $1.5M, and selling for more than that, around here. Our biggest leisure expenses are vacations, international and domestic, and although we’re not camping or hostelling, we’re also not staying in 5-star hotels, and we’re flying coach. But there are four of us.

My wife and I started our investment portfolio by saving aggressively almost as soon as we were both employed full-time; she’s a scientist who went into biotech, I worked for a small, niche management consulting firm for a while, and since then for a series of companies importing specialty, mostly organic agricultural products (coffee, cocoa, tea, silly herbal ingredients for hippie supplements). We also did pretty well with real estate, selling a condo we lived in for more than ten years for about twice what we paid for it.

>>2825527
Nice try larping bitch. You can lick my ass. Threads cooked. Thanks for playing

Here’s some stinky pinay butthole

>>2825572
Suck my fuckin dick larping bitch

>>2825599
We'll just ignore you. But feel free to have your toddler tantrum

>>2825602
>I’ll ignore you
>responds in minutes
Larping faggot

>complain about larp
>endless tantrums anyways
>now catalogue is full of people trolling him in the exact same way

Dude....Just take a break for awhile. Step away from the site or at least /trv/.

>>2825414
why is your relatively small portfolio dozens of pages long? are you spread super thin or doing retarded shit like clipping your dividends into bonds?

>>2825414
Wait. You're the 1.8m guy? I thought you were 8 figures or something.

>>2824970
yeah and you still sound like a kid who talks like thats your biggest achievement, no wonder you think you have a high bodycount

perhaps, perhaps not, but I think I would rather travel for a while to a lot of countries before settling down anywhere with that kind of money, maybe Vietnam, I don't know

>>2824694 (OP)
nope

>>2825620
My complete portfolio description is long just because the money’s subdivided into ~ten distinct accounts that behave differently (incl. fixed income, equities, retirement accounts, 529s, etc), each with its own performance analysis and enumeration of its contents. These mostly just go down to the bank’s fund level, which isn’t too many line items, but there are also lines for specific shares in a handful of individual companies alongside the funds, and just to make me laugh, a line item for a small quantity of gold. I could drill down to look at the contents of the funds in which I have a stake, too, perhaps obviously, but I am not a masochist. And there are also all the usual tax summaries, generic explanations and disclaimers.

To be honest, maybe I am just unusually lazy—the report I just got is actually only 35 pages long.

>>2825631
I am not the 1.8M guy. I am a completely different guy, who is kind of old and has been saving/investing for some years, and coincidentally has an investment portfolio of roughly the same size as that guy’s wad. My wife and I are worth a little more than two million bucks on paper, which neither of us feels is enough to retire on comfortably. That’s why I chimed in, which I probably shouldn’t have done.