>>96962063

It does occur to me that by level 5 most DnD characters are pretty rich by Middle Ages/Renaissance standards. I feel like you'd see a lot of retired adventurers setting themselves up as merchants or lordlings. So maybe the people who are still adventuring at level 9+ are a little touched in the head, like Call of Cthulhu investigators or stubborn 40 year old athletes who have a hard time stepping down.

Say you allow flaws (maybe even dragon mag flaws) and PCs have to take them at first level if they take them at all, BUT instead of taking the 2 bonus feats at 1st level, they could hold them in reserve and choose to use them whenever they leveled up?