Yes, it's true.
I'm 35 and by most accounts, I've "made it": 5k€/month job, own apartment, 100k€ invested - but the work culture is so soul-crushing I would rather just NEET it up on gibs like they do in Goymany/Austria/wherever and actually enjoy life. Can't do that, though, because no gibs where I live.
I'm grinding my personal projects as hard as I can so I can escape the rat race even if they bring in a modest income.
I'd have no qualms about wagecucking hard if I had a family to support, but I have no dating/marriage prospects whatsoever, so what's the point? No matter how much you earn, FIRE is impossible in Yurop.