>>106368844
Bro my family has been working their whole lives and have less than half a million net worth, almost entirely in their house.
Always ask your family for low interest loans when you buy a house or car or something because you are always retarded not to pay the interest to family instead of a bank, and you will probably get a better interest rate and still beat whatever 2-3% conservative growth rate target that have on their retirement, it's win-win for everyone except the bank