Personally I'm a ATGATT diehard, like it doesn't matter what excuse you come up with. Just. Wear The. Gear. Period.

I could be in my living room watching recordings of my wife's boyfriend latest copulation with my partner, but what if a semi truck comes crashing through my house at 100mph rolling over me with all 18 wheels? Thats a lot of road rash, wear gear guys, or else you'll end up like some splattered squid in his living room without any of his wife's boyfriend's footage to enjoy.