>>725215223
Depends on your class. If the stats are not optimal for what that class does and you pick Soldier to Arch Militant but only up Int and Fellowship, then yeah, you are bricking your character for combat. But you can respect pretty much nothing. Although I'm pretty sure there are stopgaps for giving you options that actually fit your class.
Not that it really matters. Aside from maybe being bullied on a low level, all RT characters turn into snowballing machines that end fights in 3 turns.