>>33376269If that's the case, then I'd advise OP to invest in P2P debt. If I were him, I'd start by loaning out whatever money I have and getting interest... Just like credit card companies, compounding interest can work in your favour. While index funds have 1-4% growth on average, lending can net you a 12-18% return if you have a decent lending platform. Having debt (as a creditor) in your portfolio counts as regular earned income, so you won't have to pay a capital gains tax on your earnings, and it primarily exists to supplement the regular income you'd get from working (or in this instance your SSDI), except you'd get it in periodic principal + interest payments. It'll be nice if you have a little something extra to spend on a weekend with friends or some new Vidya-- Overall improving your quality of life.
