Thread 107102133

Uninstall your banking app.

>opt out of fingerprint login
>don't pay with my phone
wow that was hard

>>107102200
This is targeted at internet users, they want to restrict your ability to buy games they don’t approve and fine you.

>>107102272
Actually it's about your "carbon footprint". Own nothing and eat bugs, remember?

>>107102272
goof thing I'm a piratechad then

>ever banking on a phone
what are you, a retard?

I don't even have a (((smartphone))) lmao

>>107103638
>>107103037
Finally some sane people.

>>107103037
legally required and the only way to bank in Yurop

>>107104957
wrong

>>107105056
Proof it

>>107102133 (OP)
>biometric authentication
>secure

>>107105199
>>107104957
I am literally a Norwegian who doesn't have a smartphone with any kind of banking, and the one payment app (Vipps) I used to have don't even work with my phone anymore, and have not for years at this point.

It is all done via my PC, ATM, or by talking with a human face-2-face.

>>107102133 (OP)
Mutt problem. I have zero (0) banking apps on any of my devices. Try being born in the first world next time.

>>107105846
NGL I didn't think you'd deliver. Well done.

>>107102133 (OP)
banks used to only be open from 10am to 3pm
who the fuck needs a bank app? honestly.

>>107102133 (OP)
I still use the web version to access my bank
But I suspect when device and identity attestation comes to browsers it'll be over for us all

>>107105846
What is that?

>>107106458
Your mom's bodycount

>>107106467
Weak comeback underage schizo

>>107106458
OTP

>>107102272
i don’t think anyone cares that much about you buying furry dating sims

>>107106747
>some middleman corporation decides that it won't allow legal things
>/g/ defends this
grim

>>107106649
>doesn't know what a hardware token is
>calls other underage

>>107102272
They want to track if you're spending (or saving) any money antisemitically.

>>107103037
And what's wrong with that?
There are banks that do everything online. Transfering money, opening accounts, paying taxes. Sometimes getting the cards or documents are done through couriers.
You can do everything via PC of course. But then you won't have some conveniences like splitting the bill in a bar.

>>107102133 (OP)
The bank already has your name, address, phone number and social security number. It also has the power to delete all your money.
Why exactly is a pic of your face some big deal?

>>107102272
This doesn't change their ability to allow/deny or know about your purchases. Why do you think otherwise?

>>107106747
Have you been asleep the last six years?

bank locations are closing left and right since it's easier to simply do that and then move shit online
good luck everyone, banks will eventually phase out most if not all accessible physical locations

>>107107079
We split bills long before telephones could fit into your pocket. Are you a retard?

>>107107475
It's easier to pay immediately with one card and then send money to the dude who payed

>>107105846
Had one of these for my WoW account in like 2008. I wish my bank and brokerage would give me one of these things instead of that retarded "send a code by SMS" bullshit.

>>107107603
those are quite literally rfc6238 totp with only difference that the secret is never made visible and probably not trivial to extract. opting for sms over that is indeed retarded.

>>107102133 (OP)
So if someone steals your biometrics, you're just fucked. Great idea.

>>107105880
what?

>>107102133 (OP)
So they just need to cut your finger to always access your account now.

>>107102346
Try and pirate groceries ledditor.

>>107102272
Payment system is the same. Makes no difference

>>107102133 (OP)
I don't use a phone and I run Gentoo on my PC. Don't have banks or apps. When I was wagecuck, I would take all the money from bank when I would get salary and never touch it again.

>>107109095
People do it every single fucking day and will continue to do it every single day forever.

>>107102133 (OP)
biometric identification is a "frontier"

>>107106458
It's essentially a digital key that stores the key in an encrypted format.

>>107107519
Are zoomers really incapable of laying $20 on the table when their part is $18? You do realise that's how tips were lived in praxis without a big screen begging for some 25% bullshit?

>>107110204
I don't carry any cash since 2016

>>107110250
Ok, goy.

>>107110250
you should start

>>107106747
Well VISA and MasterCard care, to the point of forcing companies like Steam to stop selling adult games.

>>107110250
Good goy.

>>107109095
You didn't think before you posted anon.

>>107102133 (OP)
Next to completely anonymous debit cards issued by banks upon request this is the next best thing. I understand you nitwits flip your shit about being tracked, but your face and fingerprints are already in the system from the moment you're issued your ID card.

>>107103037
imagine not living in Europe. I bet you also don't know about automatic tax collection either.

>>107110394
No one pays or carries cash anymore. Even illicit purchases are done with credit/debit cards. If you don't believe me, check the insanely priced furry comms and what exactly furfags spend thousands of dollars on and ask yourself a few followup questions.

>>107109095
Anon you don't have to do that online you can just go outside

>>107110338
Adult games are still on steam and I get shown them constantly.

>>107102133 (OP)
iPhones don't have in-screen fingerprint scanners.

https://www.roblox.com/share?code=cef28d57661796418916268ba2fca421&type=ExperienceDetails&stamp=1762329986476

don't ask me why I do this I also ask my self the same quastion never get an answer.

>>107104957
wtf are you talking about? you can still get a card in Europe. I have never used a banking app in my life. my bank still does 2FA via SMS.

>>107106327
I used to be like that, but you can't really get a job without a phone.

>>107110429
>No one pays cash anymore
>Look at the furries
Tangled up your talking points, Shlomo?

>>107104957
Wrong

>>107110429
>what exactly furfags spend thousands of dollars on
Shitty fetish art? Is that supposed to be an argument, retard?

>>107110622
>>107110672
>your average paranoid schizo
Keep sticking out like a sore thumb with your cash then.

>>107102133 (OP)
Can't you just use IBAN and not rely on the VISA/Mastercard network?

>>107110733
plenty of people pay with cash, just not the /g/ types.

>>107110737
no, as in most places don't accept direct bank transfers but instead rely on visa and mastercard. The EU is releasing the digital euro specifically to fuck over Visa and MasterCard and every other merchant bank they can, for reasons. Unless you're keen on using a CBDC from the FED. there is no escaping Visa and MC unless you're paid under the table in cash and even then, you're at the mercy of the GOV till they decide to phase out cash completely.

>>107110279
>>107110313
>>107110394
>>107110622
>>107110750
What the point in paying and hording cash beside tax evasion?

>>107102133 (OP)
Tell me why this is bad without sounding like a total lunatic.

>>107110949
tax evasion

>>107109095
You buy groceries on the internet?

>>107102133 (OP)
This is a good thing, buy one of my kosher credit cards today!

>>107110949
purchases not being tracked and not asking for permission how to spend my goycredits. Money is speech. If you don't care about these that's okay too, being invested in freedumbs are not for everyone.

>>107109095
>he doesn't pay at the city-owned grocery store with a simple scan of the anus

>>107106327
Or just mute the ringer and message notifications, have a phone for YOUR convienwnce, not for the convenience of others that want to call you

speaking of groceries

>>107110733
>Big nose unable to make an argument
Like clockwork.

>>107110949
Convenience, personal accountability, anonymity.

>>107109095
Problem?

>>107109095
What, are you gonna tell Monsanto that I use their seeds without license?

>>107111230
Pretty sure anybody could enter that store anyway. The fuck Mohammad gon do?

>>107111317
What a piece of shit sandwich.

>>107109095
>buying groceries online
highest levels of NGMI ever witnessed

If it gets to the point where I can no longer remain anonymus while buying my groceries, I'll just find out whoever it is that facilitated the implementation of this system, put caps in their heads and serve myself of whatever they've got home.

>>107111230
>>107111317
>>107111325
I mean I'm against digital DI because it's a flawed system with a lot of vulnerabilities and yes, the aspect of control is worrying but some of this is just crazy talk.

I don't get the carbon conspiracy thing, I'm left-ish and most lefty people I know don't believe in micromanaging and carbon credits or whatever (except for corporations maybe?) but just want people to just be a little more mindful about waste, use less plastic and whatever.

>>107112057
Carbon tax is applied to sales tax and it's miniscule.

>>107111396
>imagine posting your delicate twink hands holding a wad of cash.
Who'd you jerk off to get that cash?

>>107102200
>eliminates physical money
nothing personal kid

>>107106337
>they don't even work 8 hours like normal human cattle have to do

>>107112268
two more weeks

>>107112057
see >>107106187

>>107102133 (OP)
What do you mean? Don't they already use your phone's biometrics to unlock the app, if configured to do so?

>>107102133 (OP)
>biometric authentication through untrusted hardware.
There's zero added-value to that crap.
Any script kiddie can emulate a phone and use fake/stolen biometric data.

The inherent problem with biometry is that you cannot change it once its "cryptoperiod" is expired.
What are you supposed to do? Change your fucking fingerprints and face every month?

The only authentication scheme that will ever work is :
- meeting in person to bootstrap the secured communication scheme
- using a secret element embedded inside your brain

>>107109095
i wanted to ask if you pay using your foresking print but this level of stupid is 100% american

Hail King Bates!

>>107112403
won't forget
https://patents.google.com/patent/WO2020060606A1/en

>>107112397
You can't rent a house without an ID now either.

>>107110949
good luck paying for shit online when the power's out

>>107112057
(you) are the carbon (((they))) want to reduce

>>107109095
well.......... i mean, if you are black, you can.

>>107111317
nobody will take food from you or any other things, no, they are not that cruel. But if you hit the limit everything will be more expensive because you used more carbon than you should and so you have to pay for it drastically to learn to not use so much carbon.

thats just sandwich and it takes 8% of your daily allowed carbon, imagine what plane flight will do, hope you guys have enough money because it sure wont be cheap after you hit the limit.

And if some really cold winter comes and you will be heating more, well i cant even imagine that, only the rich will be able to pay it all.

>>107106747
Payment processors literally went above and beyond to prevent me from buying japanese adult games. It's annoying as fuck and I hate these jews.

>>107111396
sir, paper money is not allowed anymore. It is used for money laundering and criminal activity, you need to deposit your paper money to bank, with all the paperwork where you legally got each dollar from. It will be deposited to your digital account and then you can pay using your card.

>>107102272
>buy games
wait, you guys are paying for games? I thought only retarded people who did not know how to torrent did this.

>>107112937
when you thought they can't steal more than with the current fiat currency they come up with an even worse system...

>>107107079
wtf does having a phone have to do with splitting a bill? The bar should be able to split the bill for you and you each pay your part. If they are too incompetent to do that, just pay your friend back later when you get home. how does a phone help here

>>107102133 (OP)
remember everyone, the more biometrically secured your stuff is the less secure your bodyparts

>>107111317
poland under USSR occupation had limits like that, you cold have money but you couldnt buy shit

>>107113122
>remember everyone, the more biometrically secured your stuff is the less secure your bodyparts
huh?

>>107114442
someone might decide to wear your skin to unlock your car

I know people want to be all conspiracy theory, but it's probably something depressingly mundane like the big tech corporations wanting to funnel even more people through their data collection avenues.
I can't help but notice this stuff isn't happening in countries where they don't have a big stranglehold.

And you know, all we can do is fight it as best we can, but we're up against the wealthiest people in the world.

>>107113015
Send money to your friend on the spot. Also, you can pay small businesses that don’t accept cards. If you're not schizo, it's just convenient.

>>107115987
No decent friend would care about being paid back on the spot vs a few days later.

>>107116007
they're dutch they demand immediate payment

>>107102133 (OP)
My banking app isn't loading for weeks and I don't know the password it is set to biometrics. I have no money on it but they often charge me for small print bullshit. It's a dodgy shithole bank.

>>107116007
Yeah. But if you can do it right away with more convenience, why wait till you get home and send it with PC like a boomer.

>>107116073
A phone is less convenient than going on my home and using a PC like a boomer

In my country, you cannot withdraw "large" sums of physical cash anymore.

>>107110967
>Tell me why this is bad without sounding like a total lunatic.

>a private merchant on the street claims that to ensure secure commerce (a nonsense phrase), young girls must first verify their identity by showing their breasts, ass, and pussy. These pictures will then be shared with law enforcement to confirm their validity. At least 2 different organizations must see your ass, tits, and pussy before you can spend your own money.

>tell me why this is bad lol lmao

yeah why would a basic violation of privacy be bad, why cant my brown brain understand this issue? Just strip and let me see your dick chud, are you hiding children down there?

>>107116079
Is your eyesight is bad or something? It's just punching in the number and hit send.

>>107112403
>you need a digital id to be a farmer

what.

>>107116080
same
my "country" has limits on everything
if i try to buy a house with cash they will take weeks to review my identity and finances anyway

>>107116104
That's what I do on my computer. why is the phone better?

>>107116138
Mostly because you don't need to be home at your table

>>107116199
This is not a time sensitive scenario. Since realistically, I will be home quite soon. I don't see the advantage of fumbling around through shitty phone apps instead of just doing it later on my computer.

>>107112057
They will 100% turn a carbon credit system into a virtue signalling pissing contest and normees will exterminate themselves trying to get the lowest score possible.

I don't mind digital IDs in concept but the fact that they'll inevitably do shit like this where they require them for absolutely everything so they an track every breath you take is why I'm against them

>>107102133 (OP)
It is frustrating - most of these apps are wrappers for the web browser
WASTE OF SPACE, subverting my privacy settings.