Describe the housing market buy/rent in your country with a picture. I'll start

>>212648495
this but unironically

>>212648605
krautpologize for the yiddocaust

>>212648495
>>212648634
You have council housing, just pretend to be retarded and black and you can live in London for 500 GBP

>>212647723 (OP)

>>212647723 (OP)

>>212648822
this country is a mental asylum

>>212648822
sounds comfy

>>212648952
the despairing abyss, looking up
>>212648965
the foolhardy plummet, eyes shut

>>212647723 (OP)
Price is close to $100k, rent is $300-400 for 36 sqm flat. Median income is $400-500.

>>212650007
Forgot picture

>>212648822
That’s called being developed Chud

>>212650992
Yes? I am thankful for it. Means I can live alone and not go broke from brutal rent costs.
I love my little apartment.

>>212648822
Peace for introverts
Hell for extroverts

I started queuing when i was 16 and got an apartment when i was 28
But i lived at home until 22 and lived in a student apartment until I was 28 (8 months was spent second hand renting a shoebox in murderville)
My apartment is big and costs about 25% of my income after taxes

>>212650965
you live might be suck ass, but the SMO is going well
be proud of it

>>212647723 (OP)
how do people decide to settle down
i have the means, but being tied to one place for at least 10 years is scary

Introvert singles are being forced into an hero to make space for pic rel

>>212654568
She has the time to shave her dog but not her mustache?

>>212651445
sorry but your que system sounds so grim. how did you at 16 know where you wanted to live at 28?
in case of a breakup people often need housing next day, how do they do it.

i'll never own a home because i'll never get paid a decent salary for decent work

>>212654886
Live in a surf shack in Gao India bro

>>212655094
>Gao
Goa I mean kek

>>212655094
Goa sucks, I'll never understand what people see in that place.
>dude alchohol lmao
shitty place shit country

>>212647723 (OP)

>>212647723 (OP)

>>212650007
Wow, so Serbs and Russians really are alike after all... I could have typed the same thing except in actually good parts of B*lgrade where young people live (a real rarity to see in Sewerbia) the price is closer to 150k lmao. We have a worse housing market than Beijing at this point. Spineless demoralised bugman joke of a country.

>>212654886
just live in the slums bro

>>212656015
i'd be killed or scammed out of my soul if I started living in the slums

>>212651445
>I started queuing when i was 16 and got an apartment when i was 28
Jesus.. Stockholm?
I live in Linköping and I started queuing when I was 17, got an apartment when I turned 19.

>>212656364
Doesn't that happen all over India

>>212647723 (OP)

>>212656390
no it does not

>>212651445
>>212656381
wtf is queuing
are you getting free apartments from the government or something

>>212657012
Sweden uses a government capped rental system. Rent is kept low but the queue is the downside.
Most apartments are owned by huge companies like Balder, Heimstaden and Victoriahem etc. They own thousands and thousands of apartments and it's through them we rent our homes.
But our rents being capped low and availability limited in the cities means we have a queue system.
There's no highest bidder or first in line here. You sign into a housing queue for the area where you wanna live, and you wait.
You usually get 1-2 points per day and depending on where you live it can be anything from a couple weeks to 20 years to get a place in the nicest, most popular area.

You can rent privately but then the rent is gonna be 4-5x more expensive and contracts are time limited. When you rent from the mega-corpos there's no time limit.

>>212651235
As it should be.

>>212657236
sounds nice
do people ever buy their own apartments?

>>212657236
Garbage neocorporatist helhole. Reddit midwits think this is a good way to live lmao. Those will be the first people to submit to owning nothing and being happy, no doubt. This is actually existing satanism.

>>212647723 (OP)
Id appreaciate if you nig- gentlemen in this thread stop pretending you suffer

>>212657586
Of course. It's very popular.

>>212657774
In Serbia it'd be +300% or something like that because ten years ago Belgrade apartments used to be 40k, now 160-200k for the exact same one

>>212657236
fuckin commie hell. if i want an apartment i want it right now and im willing to pay for it either in rent or preferably buying. this drives up house building since its actually money to make in building. if you buy it also means you get your money back when you sell.

The media keeps saying it's terrible but I've never lived away from home nor do I plan to so I don't care.

>>212657837
Peak showcase of the mentality difference between Swedes and Norwegians desu. You guys are the only real Nordic country.

>>212657837
>if i want an apartment i want it right now and im willing to pay for it
And we have that option. Rent privately.

>>212657984
almost every suburban house here has some way to easily convert parts of it to a rental unit, like a separate entrance to the basement with a small bathroom and kitchen down there. its how most first time buyers pay for it. a young couple with their first kid dont need the basement so they rent it out and that covers 2/3 of their mortgage. same when they grow old and kids have moved out. out of the 5 places i rented before buying, 3 where like that. and i got them on the day and moved in the next. 400€ for 70sqm was my best deal with the house owners teen daughter sun tanning in a skimpy bikini outside my window all summer.

>>212658112
>4-5x the cost
yeah, they are probably rare and highly sought after so good luck with that.
goverment control on housing cost has certain side effects it might seem.

>>212654786
I didn't queue for my specific apartment you just get one point a day in a specific public landlords system and then when you want an apartment you just apply and if you have the most points you win
I applied in Sundbyberg(stockholm) but I have a queue with the general stockholm queue as well
>>212657664
I would prefer queuing and then having an apartment vs paying out the ass for my entire life like in w*stern countries. Maybe you want jews to own your soul but in sviden vi dånt lajk tings lajk dat (and did you know we have something called fika?)

>>212658765
Also it wouldn't take me 12 years, you could probably get with less like 8 or something, but my apartment is really nice. In what other first world country can you get a 63 sq m apartment 15 minutes from the center of the capital for €700? If you need to move you can just trade, and one person will be written on the apartment so the other will not have consumed her queue points and can get another apartment with the queue. Plus people buy apartments like crazy here.

>>212648822
tutorial country

>>212658765
>I would prefer queuing and then having an apartment
You don't HAVE an apartment retard, you rent it from gubment and megacorps. God, statists are actually this retarded, who knew. You have to be projecting because you're the one whose soul is owned by Yids meanwhile my family has several large houses in the countryside and an apartment we bought with our own money

>>212659504
Yeah we can also buy apartments and houses you retarded serb faggot, my mom lives in an old church in the country side, but why the fuck would I do that when the interest alone costs more than my rent? Compared to renting in sweden home ownership is a financial liability. And renters rights here are so strong I literally have to worry about NOTHING, literally NOTHING unless I can't pay the small rent for months in a row. Am I supposed to be jealous of your shithole belgrade half life 2 apartment with a undetonated nato bomb in the ceiling? Go shove your cumstained photo of murray rothbard up your ass and maybe this time it won't cause a civil war

>>212659504
Not him but why would I buy a place, pay a mortgage/loan for decades when I can just pay €450/month for my 58m2 apartment in the center of my city and get internet, water and maintenance for free?
Lived here for 14 years, gonna live here until I die or the building burns down.

>>212660517
Hell seger min bror, vilken stad? Jag bor i sundbyberg (stockholm)

>>212658357
>yeah, they are probably rare and highly sought after
Not really. Only the desperate are willing to pay the retardedly high rent. In fact, most people can't even afford it.
But there's no lack of them.

>>212660684
There has been cases where gigachads get a contract then sue the landlord for charging too much and then getting his money back retroactively

>>212660648
Linköping favä. Bor mitt i smeten men det är skönt. Nära till allt och ändå inte långt till naturen.

>>212660395
I don't live in B*lgrade but nice try. You literally have no counter argument, only whataboutism and a tirade about how slavery is ok because it's convenient. Thus you prove my point.

>>212660848
But he DID make a good argument. We have the option of renting a cheap place anywhere in the country. Or we can buy an apartment/house.
Nobody is forcing you to rent.

And having options that won't bankrupt you is nice.

>>212660848
How is it slavery when it's cheaper than the non-mortgage payments of an equivalent housing loan?
>Rent
500
>Buy
500 mortgage + 600 interest + 100 maintenance
The "owner" is throwing 200 away for the opportunity to invest in a shitty slowly appreciating asset with low fluidity, rent + stock investments are more effective. And again, we can buy homes, it's incredibly common. Anything which you bought with loaned money you don't own, the bank owns it. Owning a home outright you do own but that's rare.

Parents gave me €120k which allowed me to buy a €411k (financed the rest with own money + loan).

Suck to be you mate

>>212661134
We've owned our home outright for 170 years. Built a new one next to it in the 80s tho.
>600 interest
kek wtf are your interest rates like then, this is absurd

>>212661134
>it's incredibly common.
Yep. Actually more common to own than rent. The retard has no argument.

>>212661242
Idk that much exactly about interest since i am rentoid master race but we've had abnormally low interest for years, my numbers are from cases of people I know and 600 is an arbitrary random number but it's higher than my rent is the point. Nice about your house but that's basically standard, everyone 170 years ago owned their home. We have grandpas house but it's in the ass end of the country in a town with pop 300 and my uncle lives there

>>212655800

I've seen 50 square meter aparts in Beijing 10km from the city centre marketed at over one million USD.

>>212658765
still grim. i decided to move where i served in the army far north. first day i got an apartment. i later swapped it for another one, also done in a day. just sign a contract then hand over money. i then moved to another city, same way, actually swapped apartments 2 more times when living there. then i moved by back north a while later, then i moved to my home area a year after that. never had i spendt more than a phonecall and 10min looking at the place to get it. how could i possibly do this with a que system? you dont know how bad you have it. you wouldnt be halfway in you que waiting in this time.
then i bought, sold it for 2x that and now im 100% debt and rent free house owner but thats a different story.

>>212657840
fyi you are the main beneficiary of inflating property prices in big urban centers

>>212661842
What's the rent like?

>>212661842
>whats anything like
it depends obviously. it can be from 200€ (cheapest i rented, 30sqm) to what i considered renting my apartment out for that would be 1600€ month, a bit over mortgage at that time. now i didnt pay that much i only paid hald that much but i would demand this much, i sold it instead and she know pay 1400€/month and i got the sweet profit in cash. if she couldnt get that loan or it was just temporary i would agree on a rental deal.

>>212647723 (OP)
the average zoomer serb when he hits 40 will have 4 commieblock and a house

>>212660517
this nibba gave 75k€ to one person and still doesn't own a single square meter of his apartment

>>212664698
this is the part rentiods cant fathom, they can even become that landlord themselfs.

>>212664698
If you put your saving into stocks/treasuries you should beat housing appreciation unless you manage to buy early in newly developed neighbours

>>212664633
That's a cope ngl. I will have nothing except a rural mudhut because my grandma is a typical American boomer who first robbed my grandpa and is now boasting that she will gamble everything away, unironically. My mother was similar back when she was alive, God took care of the problem however. But my dad and I are shit out of luck because the matrineal side of the family forced us to move out of the countryside and we have nothing now.

>>212666107
i am talking average you just had bad luck.

>>212647723 (OP)
Its so weird how people can understand and accept market economics for almost everything but housing just completely breaks their brain.

>>212666239
Boomers won't let us inherit anything, they literally wish death to the young generation. 80%+ of them even support the Rio Tinto mine lol. I'm definitely talking about the average boomer, if you have good relations with your grandparents you are actually lucky.

>>212666685
Don’t you all live in multi generational households? If you dislike one another that’d be hell

>>212648664
>You have council housing, just pretend to be retarded and black and you can live in London for 500 GBP
As a single man, you'll die while waiting for a spot to open up. The waiting lists are years long and you're the lowest priority.

>>212647723 (OP)
works on my machine

>>212666733
You think turd worlders with muh family culture don't hate each other? lol of course we do. On average that is, there are some who function well despite these boomer personality disorders.

>>212647723 (OP)
This is how I feel after 10 minutes of looking at the prices of 1 bedroom flats in my local area.

>>212666685
i dont know what rio tinto has to do with it but ok most boomers here build houses because they know their kids will inherit them you just have a shit family so it scews your perspective

>>212667014
That's a cope as always. I'd counter it and say your perspective is skewed because you have a good family. My situation is genuinely very common here, everyone I know irl is in the same boat.

>>212667070
because you're surrounded by retards

>>212664698
Not him but even if you buy an apartment in Sweden, you don't own it.
What you are purchasing is the right to live there and sell it once you move.
But the actual building and the apartment is still owned by the landlords who originally purchased it.
Plus there's still the monthly fee for maintenance and shit.
I bought my apartment in 2011 for €308k.
The monthly fee (not a loan or mortgage, just the mandatory monthly fee) is €531.
On top of that is my mortgage.
Yes, the apartment has increased to around 400k in value but I doubt I will move.
Very similar to this one, same area. Almost the same monthly fee.

That is unless the actual property owner decides to sell, demolish or otherwise fuck it for us. Then, as has happened before we're fucked.
Sometimes I kinda wish I would have kept renting. Would have been cheaper.

>>212667419
that's only if you buy into a building association

>>212667419
And for anyone wondering what the fee is.
So in short, buying an apartment in Sweden means you'll still be paying a monthly sum that is often more than the average rent for a similar place. While also paying off any loans and shit.

>>212667518
That's the only type of apartments you can buy here. Because SOMEONE owns the building. And they will charge you for it.
Even if you inherit your grandmas 200 year old apartment, you will be paying whoever owns that building. No escaping it.

>>212667534
It’s the same here tbqh
Very Jewish

But it covers a large part of your utility costs

>>212667518
>that's only if you buy into a building association
Yeah kinda the only type of buy-in we have.
You either rent, or you buy a "bostadsrätt" (housing right).

>>212667582
no you faggot, you have freehold apartments since 2016 where you only pay property taxes

I moved into my one bedroom apartment five years ago, rent was a very affordable 950 month and has stayed that way because of rent control.

If it weren't for rent control my landlord would double my rent and I wouldn't be able to afford it. I wouldn't be able to find a new place either, because even shitty apartments cost 2 grand a month now thanks to mass immigration and landlords turning these apartment into dormitories for jeets.

Buying a house is out of the question.

>>212667629
And we have about 450 of those in the entire country, mainly sold by JM and prices starting at around €550 000 and most being around €800 000.
If I had that money, I would be living in a huge ass house with land.

>>212667629
It's so rare, that not even our government bothers to put it in the numbers. So it's under 1%.

>>212666791
Do single women get priority

>>212667738
But is your apartment ownership really different from maintanence costs here or anywhere else? Germany has hausgeld, France has syndicat des copropriétaires, etc

>>212667738
>>212667810
they exist, so you can buy them, therefore your retarded fees are a skill issue
not my fault you love government queues for housing and wannabe leasehold-like arrangements for condominium maintenance

>>212667848
they can get kicked out of their apartments

>>212666791
But 16% of all Brit’s live in council housing, are they all single mom nonces?

>>212667860
>they exist, so you can buy the
By that logic, why don't you drive a Bugatti? They exist, you have no excuse. If you're too poor, well skill issue.

>>212667112
I'm surrounded by the average Serb then. What can you do.

>>212667828
Vulnerable people get priority, which includes people like single mothers, the homeless, the elderly, people with disabilities, etc. There are huge amounts of those people in the country (literally millions of them), and they're all ahead of you in the queue as a single man.

>>212667860
> they can get kicked out of their apartments
Grim

Idk I’d be a permarenter too with Swedish property laws

>>212667875
>But 16% of all Brit’s live in council housing, are they all single mom nonces?
No, it's mostly elderly and disabled people who can't work.

>Among social renters, the most common household type was single person households (43%), followed by lone parents with dependent children (18%) and couples with dependent children (13%),

>>212668219
So 9% (more than half of social renters) of the populace has a disabled household member?

Fookin nation of nonces if you ask me m8

But I think it’s useful if you’re a poor retiree without property. Albeit in that case you’re fucked anyways but in council housing you can at least survive

>>212668261
Wouldn't surprise me if that were true. I mean, I live in social housing with a disabled person myself, so it checks out.

>>212667860
>>212668037
Some more fun fact.
Even if you own a house and land here, you don't really. Sure, in 99.9% of the ways you own it.
But there's one thing nobody can say no to.
The government.
If they decide to build a new road, city area or something where your property is?
Well enjoy that market value sum they will pay you and have fun moving.
Happened to my uncle and his family.
New bridge over the bay, right where their (and others) house was standing. Got paid the legal minimum value and told to fuck off.


We own nothing and even if you do, it's an illusion.

The only thing that makes me feel better is knowing that everything is bad everywhere for people not born into wealth

>>212668495
Here it’s the opposite extreme where boomer Fritz (75) can prevent any construction because the shadow of the building would obstruct the view from his window onto his garden gnome twice a day

>>212668629
Sounds based. Sadly we're too cucked for anything like that.

>>212647723 (OP)

>>212668629
God, fucking giabased. Expropriation in Serbia is a diceroll, happens very often when ruling party oligarchs want to acquire some property but you may be paid good, above market value even because by our laws agricultural land that gets seized has to be paid the same as construction suitable land (a legal category here that makes it worth 10x more lol). Oligarchs don't care about this because it's not their money but tax money, they may as well give you a billion for your property for all they care if it's not from their pocket. But you have to fight the state in court for years to get it like many peasants are currently doing.