Thread 216641962

white people be like "Today I'll use my credit card!"

Yea I saw that South Park episode

>>216641962 (OP)
I don't have a credit card.

kek they really do

>>216641962 (OP)
Who has (or needs) a credit card? You can pay with your regular bank card almost everywhere in Europe.

>>216641994
We know, Euros are poor and if they're not, they're too financially retarded to apply and utilized credit as the tool that God intended for—in the hands of an American.

>>216642032
>>216642034
>Case in point^

>>216641994
>>216642032
Guys. If you don't use your credit card you will never build up your credit score. Start using a credit card.

>>216641994
Even I have one and I max it out every month and then pay back the next month. I'm an excellent score

>>216642052
use the goy card to consume so you can get more goy points and build your goy score so you can borrow more shekels

>>216642034
>>216642052
I don't need credit, I have enough money to pay for stuff. I'm not a poorfag American who lives paycheck to paycheck.

>>216642075
I am jewish and I find that kinda offensive dude.
>>216642080
Yes. I understand that you have enough money. But how will you build a credit score without ever getting any credits? You need to have a minimum of 700 score.

My dad had insane amounts of debt due to using credit cards and now I’m paranoid of being in debt

>>216642139
When I was in university I had a best pal who got a credit card early on and started paying e v e r y t h i n g with it. That lead to him being in debt 2000 - 2500 euros every single month. He would spend much more than what he earned.

I on the other hand almost always pay cash. I see and feel the cash that I pay, so I have a good "feeling" of what I have and can afford. This works pretty well so far.

>>216642075
Arent you guys the jews of Scandinavia?