>>41413908
For many people it's not too late. It depends on overall health, genetics, hormonal age, and level of mental illness. In order to pass you must first abandon all hope of ever passing. Only then can you defeat the demons holding you back.
>>41413932
Personally I feel that as long as you have enough remaining hair that a hair transplant can fix any MPB issues and your "hormonal age" is still such that you have a neotonous or feminine hair/muscle distribution, it is categorically not too late. But again, if it's close to being too late you have to go absolutely all in with no reservations.
You must completely and fully give up all thought of ever possibly being male, and be able to embrace whatever fate brings you.