lol we are so fucked

>>513079659 (OP)
I thought that said hamburgers at first

>>513079659 (OP)
No reprieve til the boomers are gone, of course by then we will be like 70% nonwhite, also thanks to the boomers.

Boomers... I kneel

>>513079659 (OP)
I'll be over 70 when I buy my first home

>>513079659 (OP)
>old people who have had their whole lives to save money have more money than young people who haven't had as much time
Crazy!

there are more young able bodied men being prevented from organizing revolution than there are old men willing to not pay traffic tickets

>>513079771
That is the one reason I’ll miss boomers.

>>513079852
Boomers sure didn't seem to have problems buying their first houses in the 70s.

>>513079959
Weird, neither did I when I was 25 (5 years ago)

>>513079659 (OP)
But at least they're gonna die and someone would inherit the houses

>>513079998
Why would you go on the internet and lie?
You are up to your fucking eyeballs in debt if you aren't lying
Or your house is a piece of shit
Or your parents helped you
Or your family gave you a sweetheart deal
You're not being honest and everyone can tell

>>513079998
who the fuck cares about your opinion retard, the fucking op lays you out as a minority

>>513079998
Let me guess, you made your first billion dollars at 15 years old being Taylor Swift's personal face fucker?

>>513080213
Americans are dumb in my experience

>>513079659 (OP)
day of the nigger soon for boomers

>>513080106

>someone would inherit the houses

in america, boomers either reverse mortgage their houses or give it to israel (some boomers unironically donate their houses upon death to """their church""")

>>513080166
I bought my first house in 2018 aged 29.

>>513080282

>>513079852
Zoomer, you do realize that before social security most seniors struggled to keep up with food/rent. Old people being rich and young people being poor is a brand new phenomenon.

>>513079659 (OP)
unusual_whales is where I get all my facts and information from.

LEARN TO JEW

>>513080343
then maybe you shouldnt put a food embargo on gaza

>>513080334
Whiter than you, muhammad

>>513079659 (OP)
Why are they (75) buying?

>>513080481
take a picture in front of a train faggot

>>513080309
>(some boomers unironically donate their houses upon death to """their church""")
LMAO!!

>>513080500
They're retiring and downsizing.

>>513080343
>Before social security
You fucking tard , I’m 67 if I got it , which I never would because I don’t take Jew money , I would get $70 a month, Nigger.
I’m forced to get Obammy care , so I have to work a part time job to pay for it.
You fucking Marxist Jews will all be burned alive.

>>513079852
once I'm 60 I'm giving everything I have to the children
imagine wanting your children to be broke because you need a new 600k pad to croak in

>>513079659 (OP)
What are some realistic ways to fix this?
My first thought was increased taxes on individuals or entities purchasing housing beyond 1 house but then I realized shell companies and LLC are an easy workaround.
My second thought was capital gains taxes on all profit from selling a house when the number you own is greater than 1 but again shell companies and LLC are a way around that.
The entire concept of an entity being able to own property intended for housing is asinine in a just society with the exception of apartments. The system is simply broken and any viable solution by law has workarounds. You look up any apartment as well and the property is never owned by the same name of the company that rents it out either. Business is just a game of shell companies and LLC to get around laws designed to put chains on honest individuals.

>>513081169
TBD

>>513080930
You'll be dead long before then , faggot chink

>old people spend their wealth to go on cruises and live luxuriously
>"fucking boomers they should be saving that for their kids"
>old people use their wealth to invest in assets to pass on to their kids
>"uh that's le bad too because... because it just is!"
what exactly do you entitled manbabies want boomers to do?

>>513081215
night of the nigger soon boomer faggot

>>513079802
Grim

I think more people in the silent generation have more wealth than Millennials and Gen Z combined.

>>513079659 (OP)
>It's bad that people accumulate assets throughout their life and don't die on the street when they're old XD

>>513080532
You're mad cause its true

>>513079998
And the holocaust was real.

>>513079771
>>513080106
They will reverse mortgage those homes, you will get nothing

>>513079771
Might as well ask the magic 8 ball faggot

>>513079771
>there are still boomers in their early 60s
Jesus fuck we have to wait another decade for the dieoff to really begin in earnest

>>513080667
Except they don’t downsize they buy even bigger nicer homes to fit all their shit

>>513081247
>what exactly do you entitled manbabies want boomers to do?
Die

>>513079659 (OP)
Finance capitalism would never end any other way. Your parents traded industrial capitalism for this

>>513080106
Read: “Someone” means Blackrock

>>513080343
Most lived with their children in their old age. Now people don't bother to have kids because they know the state will take care of them.

>>513079852
The insight here isn't that old people are richer. The insight is that people aren't able to own a house until after retirement, whereas for the rest of history feudal peasants could be assured of where their great-grandchildren would lay their heads.

These D and Q boomer threads are getting more common.
It’s really important to Jews and chinks that they use boomers as their scapegoats. Mao and his red guard used the same technique to purge the China the “four olds” culture , customs , ideas , habits. That meant all the people with ANY assets had to die and their possessions taken by the state.

>>513079659 (OP)
You don't understand. What's happening is all the hot young virgin babes are hooking up with all the old saggy balls chads from /pol/ and they're buying the houses so that the young hot babes can drain his saggy old balls daily, whilst wearing tradwife dresses.

>>513081251
Night of the Jew and chink , nigger
When shtf ALL Jews and chinks will be shot on sight in the US , ALL

>>513081571
luckily i haven't got a single dime from anyone and have 2 houses

i dont want anyones shitty handouts because im not a failure

>>513081816
>bad thing happens because people don’t address the bad situation
Riveting analysis, find a solution or eventually the same will happen in the west

Virtually no one under 18, beside child movie stars, owns a house and very few between the age of 18 and 25 have worked enough to sniff one. So you're really comparing 25-35 vs everyone over 70. A better comparison would be the per capita ownership between those two groups, with the understanding that the elderly had over half a century to accumulate wealth while the 25-35 had about a decade on average.
Best comparison would be what percentage of those currently between 25-35 who own a house versus how many over 70 owned a house when they were between 25 and 35.

>>513079659 (OP)
BASED boomerchads stacking paper

It's because boomers' parents die and I get this big inheritance

>>513081959
You’re talking to divide and conquer Jew and chink shills. Remember they die first

>>513081792
Life was unironically better under feudalism

>>513079659 (OP)
It won't be long then
Do everything to speed up the process of their deaths

>>513081991
It is riveting
Because most niggers don’t even know who their enemies are.
It’s simple , kill all Jews and chinks , think globally act locally.

>>513079659 (OP)
>Jeets are buying homes with grandma’s stolen identity
We know

>>513080275
kek a funny leaf post wow. You still need to gtfo

>>513082229
You don’t have the balls meme flag , Jews took them long ago

>>513079712
also true. nobody can afford 50 dollar 5 guys burgers

>>513081169
the answer is to restrict ownership of single-family zoned housing to individuals, explicitly excluding corporate ownership, with progressive property taxation - 0% property tax for first two domiciles (primary and a single vacation home) followed by 25% increments. The only exception to the single family ownership restrictions should be foreclosure or prior to the first individual purchases the house, which would carve out a safety net for foreclosure and home builders

>>513081247
the ideal is that they use the wealth they've inherited and then built on top of over a lifetime to help their children earlier on in their lives, ensuring their descendants will have a higher quality of life. inheritance is bullshit and comes too late to really affect the trajectory of someone's life positively.

>>513081584
If you dont already know boomers have fucked everything yet...

>>513082123
fuck them most of all with a hot branding iron

>>513082331
You’re an idiot
No one owes you shit Marxist shit stain
You’ll have to bring your gun to take my shit and I’ve got one too.

>>513079802
oh no, you’ll be long dead before you ever get to “buy” (rent) a home

>>513079659 (OP)
They have 2 decades at most left. Hold out, Zoomerbros. Live cheap and stack cash. Your day in the sun will come.

ALERT ALERT!!

>>513082367
Here’s another shill
Remember you die first Jew or chink

>>513081950
good luck killing anyone when nurse tyrone is using you as his new punching bag because you shit the bed again.

>>513082489
I'm sure we're all very afraid of you and your 560 houses and ALL-ORIGINAL MATCHING NUMBER springfield

>>513079659 (OP)
Typically a ponzi / pyramid collapses if it goes on like this.

>>513081169
There's a huge problem of people who refinanced their mortgage and bought during the coof when interest rates were extremely low both in US and EU. Some people got all the way down to as little as 1.2% interest here. Basically guarantee that inflation will reduce the interest to nothing over time. Meanwhile right now its a nice 4% again. The house prices didn't even become cheaper, they're even higher than before. Enable bad actors to delay construction projects endlessly and invite a shit ton of legal and illegal migrants over and suddenly you have an intentionally created shortage of real estate (who would've thought!

>>513082729
It's entertaining to laugh at mutts with their funko pop gun collections, but if you don't realize how fundamentally unsafe and volatile the entire situation is, lol; lmao

>>513080577

based. their atheist kids shouldnt get anything.

>>513082318
Oh my fault, you must be one of those who goes to their houses to wash their old wrinkly asscracks, have it your way then

>>513082858
I'm in the fundamentally unsafe and volatile situation, and people in my locality are a few bad weeks of homeless migrations away from just giving the fuckers printed guns

>>513079771
>No reprieve til the boomers are gone,
Think two steps ahead dumbass. Boomer generational wealth is at best going to last 1 generation, maybe two if lucky for most families. Their grandkids will more than likley be trapped in the working/lower middle class i.e. renter wage slave serfs with zero class mobility or wealth creation.
Where is the boomer wealth going to end up you ask? The 1% are going to own it all.

>>513079802
The bank is just gonna let every citizen hold a diploma and walk thru a house before their funeral. So that every American dies a home owner.
This is public school btw

>>513082959
>I'm in the fundamentally unsafe and volatile situation
Everybody in muttistan is, that's the point. You can laugh about boomers, but it's not as if they never kill people. Those bullets will work just the same on you.

I just turned 33 today and own a house. Of my core home circle there's only 1 who doesn't own too. Where do these blackpill meme numbers come from?

>>513081584

>>513083124
god made man, henry colt made man equal

>>513079659 (OP)
Have you heard about these ALIENS?

>>513082149
Only under Christian Feudal domains. If you were a serf somewhere else, expect to be buttfucked by muslims or have no rights like in East Asian countries. You were treated lower than dirt.

>>513082331
No. To stop this from happening again, restrict housing to two per HOUSEHOLD and ban ownership for corporations or LLCs altogether. But we know America is money first, people last. This won't happen anytime soon unless you violently overthrow your rulers.

>>513082331

I would go even further and allow 2 properties and tax anything over that at 1000%

>>513080106
Reverse mortgage or they get seized to pay for medical bills

>youth with no future while the elderly are hoarding all the resources
It sure looks like a very stable society.

>>513082841
America is a big country. Where I live the market is oversaturated with houses but people refuse to accept their house isn't worth as much as it really is and will let it sit on the market dropping by 2k every few weeks to not sell for over a year.
Even then mortgage rates are so gay. I have 120k down payment saved. I make 4k/month post tax income. But every mortage for a 350k house which is basically a former meth lab where I live I "technically" qualify for but when I do the math it comes out to 2k a month with utilities, house insurance and mortgage payments which is 50% of my post tax income. If I'm dumb enough to bite then I'll just be a sucker that bought in 2006 one layoff away from losing everything.
If I had a wife that even worked as a retail wagie then it might be more affordable but for now I'll just keep offering -100k of asking prices and maybe find someone desperate enough to sell.

>>513079771
>>513080106
>neevr met a zoomer boomer nor millenial boomer
you r aware that these 'boomers' you speak of have replicated their personalities and characters in every other generation that came after them?

'boomers' will always be with you

>>513079659 (OP)
D...DONT THINK ABOUT BLACKSTONE GOYIM.... ITS OLD PEOPLE, NOT PRIVATE EQUITY.... HONEST.

>>513084520
quiet boomer before Skynet awakens and enacts day of the pillow himself

>>513080818
Only $70? At age 67?
what the fuck happened? Something is off with here.

>>513079771
>Hey ChatGPT agree with what I am saying
>Yes, you are correct
Not to defend boomers, but this fucking over reliance on asking "AI" everything and anything especially if it leads to self validation is grotesque. "Competency crisis" sounded like a meme, bullshit headline msm used for clicks, but it turns out it's a real looming problem especially because of tards like OP

>>513080818
>67
Well, that explains the constant shit that fills up this board, I imagine there's quite a few other facebook boomers infesting this place

>>513081247
Just because they invest in assets doesn't always mean their kids will inherit those assets, boomers are bitter and vicious like that my nigger brained friend

>>513081169
Massive taxes on every home after your first
Companies banned from residential housing ownership
Landlords have to live in the structure they rent (ie have to live in a unit in the apartment building)

>>513079659 (OP)
Of course they're dominating sales.
They're reaping the ROI of their retirement investment.
They're having to buy a new house to live in.
They use ROI to buy a new house.
Boomers sell and move somewhere cheaper.
They sell, and then they buy in the process.
No fucking shit.

>but it's more than guys under the age of 35
There are more boomers than there are guys under the age of 35.

>>513081639
2.

>>513079659 (OP)

Its a true mystery why the young people no longer married and have kids.

>>513079659 (OP)
Most people don't understand stats or how any of this works, that's especially true if you're young.

If you're a successful and wealthy 70 year old with a lot of passive income then a home purchase may just be an investment. Most home purchases are individuals, and most are getting on the housing ladder and go on to purchase more homes later down the line to upgrade to for better standard of living.

Old people have more money than 35 year olds or younger, because they've worked for probably 5 decades and if they're smart saved and invested as they go.

Also people that don't understand that financing a boat which is a secure loan, is always going to be cheaper than tuition which cant be secured so comes with higher interest.

If you don't understand these basic things then suffer.

>>513081169
You fix the buyers. Saving for an initial mortgage if you're getting a starter home to get on the property ladder is easy. Live frugally for a few years, save for the down payment. Pick as small place in a reasonable area you can afford.

People who literally spend all their money on new Macbooks, iphones could just not do that for like 2 generations (2-4 years) and have a mortgage right there.

My flat was £103k I put £5k down. Right now the top tier macbook pro is like £4k.

Fuck people who buy new £1000+ phones every year and complain they can't afford it. You actually need to be able to save, that means spend very little, put the money into a savings account or ISA, and have the self control not to fucking touch it.

No amount of taxing the fuck out of other people can fix that.

>>513079712
based burger-obsessed retard

>>513087144
Also old people around the age of 70-75 like to "downsize" - sell their big multistory house for a smaller one with no stairs, large yards to maintain, long driveways to clear in the winter, etc. Basically the final step before moving into a senior living community.

>>513081169
NS, as for every other problem. Every normal size house can be built in less than a week, the scarcity of the housing market is completely artificial and jew-made. Kick out/kill all non-Aryans, that will also make a lot of space. Make it illegal to buy properties for the sole purpose of reselling or renting them.

I'm not a boomer and I have a house, but I'm also not retarded

>>513083236
>>513089514
Most people are crazy and retarded, while there are vicious predators out there who will scam the weak ones out of their fortunes. The pressure is high on the losers.

>>513084520
>you r aware that these 'boomers' you speak of have replicated their personalities and characters in every other generation that came after them?
He's not wrong. I'm a millennial and can already tell my generation will be far worse. Think boomers, only with spite instead of arrogance. Where the boomers thought all their actions were justified because they "worked" for it, the millennials will think their actions justified because they had that social mobility stolen from them to begin with. So if they manage to claw their way into finally controlling it, they won't let go. And they know better, unlike the boomers - they're not in denial about it - they just won't care.

And millennial women are by far the most obnoxious cunts in the West. When they get boomer tier power, it won't be good.

>>513079659 (OP)
Post actual article you fucking retard

>>513079659 (OP)
There is nothing unusual about this unusual whale. Does anyone ever do anything other than point at things and say we're fucked? Boomers got no love for their kids, wow, shocker, do nothing in response and nothing changes. Normies on the internet were a mistake.

>>513084489
You need to go after fixer uppers, don't bother lowballing houses in good shape, it sounds like you're already doing this but if you accept that you need to get a house that needs heavy work then you just might find an opportunity, look for houses on the market over 30 days and keep coming back to them don't just make an offer and never talk to them again, sellers get more desperate the longer a house is on the market, basically you need to think like an investor learn what they would likely offer as the max and if you can slightly beat that then there's no reason they shouldn't take your offer eventually.. Most normal people don't want a major fixer so the competition is mainly investors.

>>513079659 (OP)
>homebuyers
they are not saying first time homebuyers. they could be selling then buying a retirement home.
Boomers sell a million houses buy a million houses. Zero sum
First time buyer Millennials buy 1/4 million houses. 1/4 million positive sum.
Boomer hate thread. Generational hate threads are kosher. thanks, (((op)))

>>513087545
>My flat was £103k
You either bought in 2005 or you live in a shoe box in an absolute shithole

id rather be a sparrow than a snaaail

>>513080930
>I'll give it to my children once it is too late for them to have families.
And this is the most benevolent version.

>>513081169
Kill usurers and rent seekers.
Problem fucking solved. No more housing crisis. People can afford families again.

Pull yourself up by those bootstraps you commie hippie! Those 70 year olds deserve it for investing well!

>>513079771
Boomers will go down historically as the worst generation ever

>>513079659 (OP)
Boomer jews won. Now you retards can rent from Blackrock for the rest of your lives HAHHAHAHAHAHAH

>>513080818
Imagine being 67 and still clinging to life as a dependent slurping up jewcare. What are you hanging around for? Waiting to see if you boomers will nuke what you can't take to the grave?

>>513080106
Get reverse mortgaged here to pay for aged care.

>>513082895
>niggers exist therefore god cannot exist
I have never been refuted on this simple principle. You nigger lovers are a lost cause.

>>513079659 (OP)
So? Those seniors earned that right while working from early on in their youth. If you showed the same industriousness then you would be even or even ahead of them.

I had conceded that I won't get a home till inheritance, now the government here are in the process of making sure that doesn't happen here so in the end I will just be homeless and kill myself

>>513079659 (OP)
Failed state

>>513080818
>I’m 67
lol /pol/ is literally just edgy facebook at this point

>>513080166
no you just have to have a pair of balls between your legs, asshole. I bought in for 15k then put 20k in it. it's not great but it's alright. rural shithole town of course but who cares, everybody's job is on the internet.

>>513080500
moving to florida

>>513079998
>"Hey, i know a tall asian"

>>513079659 (OP)
L A T E. R O M E

>>513079771
Why are we all sitting around and paying for their retirement?
Delete social security

>>513079659 (OP)
That is a sign of civilisational collapse.

>>513080106
Oh my sweet summer child, so pure and innocent you are.
Most boomers just reverse morgage the family house to cover up for their lavish lifestyle in the 15/20 remaining years they have to live, foolishly thinking their kids (if they made any) could get another house as easily as they did back in the 1970".

>>513081169
This is never going to get better until we address the cause. There is no bandaid solution that will force our capitalist rentier model of housing to work long term. The BEST we could ever hope for, as this graph shows, is a series of catastrophic booms and busts. That's as good as it gets with this system.

The core issue is that we treat housing as an investment, primarily a financial instrument, rather than as a durable good. Every other physical, durable good you own depreciates in value over time and with use. That's true of your car, your electronics, your appliances, etc. But not your house. Because we treat housing primarily as an investment vehicle, it CANNOT ever be allowed to decrease in value. What is more, because it is an investment, it needs to constantly appreciate, and appreciate beyond the rate of inflation. If housing ever stopped outpacing inflation, the investors wouldn't make any profit and that will never be permitted. We have created a system where housing prices can ONLY ever continue to go up and keep going up. The concern of people having a place to live is wholly irrelevant to the market pressures at play here. The corporations buying all the empty houses and sitting on them literally do not care if no one can afford those houses. They are profitable to them sitting empty and simply appreciating as financial investments, with market activity driven by these corporations buying and selling these empty houses between each other. That's enough to keep the game going while the rest of us are left quite literally out in the cold.

The only way housing will come down to a point of sanity is by ending the practice of treating homes as investments and allow them to depreciate and lose value like any other physical good meant to be used.

Twitter react thread!

>>513098133
>The corporations buying all the empty houses and sitting on them literally do not care if no one can afford those houses. They are profitable to them sitting empty and simply appreciating as financial investments
Which corporations are doing this? Have you invested in any of those companies? What kind of growth and dividends have you seen?

>>513079659 (OP)
You MUST give the pampered ass generation as much as possible on their way out. Doesn't matter if it costs multiple countries their future so long as boomers don't suffer the most minor inconvenience! They need those extra rooms for all the riches they worked extremely hard for by swanning around in a 99.5% white office doing very little. They showed up and fraternized every single day! Just grind hard and if you graduate as a brain surgeon and make it past all the imports they get to keep the ponzi scheme going you can live almost as well as a boomer street sweeper!

>>513079771
>zoomers ask leading questions to an instruction tuned chatbot and use that as a source of profound knowledge
owari da, westfallen

>>513098728
Tell us about your struggle and how hard you've had to work to put something together for yourself.

>>513098996
even getting the chance to work is a full time job because it takes hundreds or thousands of job applications

>>513081656

No they do downsize aka buy something a first time homebuyer would be able to afford and only weakthy foreigners can afford their previous mcmansions.

They also complain about landlords and brownoids shitting up their old historically white nrighborhoods and flee. But keep voting the same.

>>513090812
Nope it's a 1 bed in Norwich just outside the city centre, it's a standalone thing not part of a complex. It's a regular sized flat it's not massive but then I'm just one person.

There is such a thing as a property ladder, getting on it means buying a starter home thats not like 4 bed with a garden and shit, and then after about 10 years your LTV hits about 75% and you can start eyeing long term homes. I bought about 8 years ago.

Saying "you bought in XXXX" is always the case, if you buy for whatever the starting price is now (it will be a bit more for equiv) then in 8-9 years if you're part of the convo and some kid whines that it was better back then...YEAH NO SHIT prices of homes APPRECIATE in value they literally always fucking have.

Vice versa the kids looking to buy today have much better wages. None of that matters at all unless you can save. Young people wont save then it doesn't matter what you do to the market, you'll always be fucked.

Someone else said in the thread, boomers has basically been used as a term for "older people" not really a specfic year of birth, EVERY generation has their "boomers" it's just older people who knew to save who are reaping the benefits of that.

>>513098927
Yeah it goes without saying but using super sycophant 5.0 is not a good source of information, especially political bullshit.

>>513079802
I've given up on that dream of ever owning a house.
I guess it's not for everyone, just the lucky few.
Shame as I wanted to start a family but that isn't happening in a 1 roomer so I'll just enjoy my salary and buy whatever I can to fill this room with, stash all my voting cards and when my time comes it'll be hell to clean it out and my rotting corpse will lie in a bed littered with expired voting cards all around it.
That'll be my legacy to the future generations

>>513079771
Yeah sure. Millennials and zoomers aren't going to help anything, its going to be much, much worse when they are dead

>>513098133
That's not true. There's tons of goods that appreciate with time like a home does, but they're just not fancy tech gadgets, fancy cars or clothes (with some exceptions). The primary problem is that homes are inherently expensive, you need a lot of materials, manpower and professionals to build them, wire them plum them.

If you dont have money you need a loan, to get a loan you need to prove to a lender you're responsible, you can save a down payment and you have a good credit score so they can be sure you're likely to pay the full amount of the loan.

All those things will always be true. If you can't save over time for a 10k down or whatever you need these days, you'll be no better off if you need to save 5k down. You either can or can't save.

Abolishing renting or making it profitless is pointless. You still need to buy a house. Only now you're homeless if you relied on renting.

>>513079659 (OP)
The sp500 has gone up 500% since I bought it 15 years ago. Boomers with savings are rich as fuck right now.