Thread 514120147

>this was two years ago
>the income level needed is now $147k

LMAO, how is this sustainable?

>>514120147 (OP)
>how is this sustainable?

>>514120147 (OP)
It's not meant to be. There's a reason they're continuing to push for homelessness being illegal. They want you forced into hard labor eventually if you're not already wealthy.

>>514120147 (OP)
But covid didn't change the economy right.

>>514120448

This is a false interpretation... And people who think this probably don't own a home. Imagine you go through great lengths and hard work to BUY a home, and then all of a sudden there's dudes camping out nearby... and you have constant foot traffic of literally who the fuck knows who these people are...

Highways lined w\ tents like we're in a third world country... stop. People should not be allowed to just post up inside of a city and turn it into a shanty town. Lots of these people are mentally ill. I recently saw a jacked black dude, probably fucking schizo for real.... just FLAILING his fucking arms going down the sidewalk. That's a problem. That's like a fucking loose pitbull. These things need to be addressed.

We should however be cautious w\ the language used in case they try to weaponize this against people who criticize israel in the future.

>>514120514
>But covid didn't change the economy right

Fake virus worked as intended.

>>514120147 (OP)
Did you think they were joking when they said you would own nothing and be happy?
Well it's been years and you own nothing. Are you working on being happy?
Imagine sitting through the pandemic when evictions were terminated and interest rates were 2% and not buying a house. Fucking idiot.

>>514120147 (OP)
why sustain it?

>>514120677
>This is a false interpretation
>Yes they're targeting the homeless while at the same time forcing huge swathes of Americans into homelessness but it's not for a political reason!
Sure, pal, keep telling yourself that...

>>514120677
Gated community here: Yes they should. You fuckers made the problem, now deal with it.

>>514120147 (OP)
>how is this sustainable?
It isn't.

>>514120147 (OP)
You’re not entitled a luxury home, faggot. If you can’t afford it then you rent like the other losers.

>>514120147 (OP)
Lmao what?

If you're not some retard nigger living in a huge nigger city, all houses are $90,000-$160,000.
>But there's no jobs in those little redneck towns!
Nigger, i make 160k as in IT 3 miles from my job in one of these towns. Just because you have no applicable skills for high paying jobs, does not mean there are no high paying jobs in those towns. ANY midwest town will have jobs ranging from 55k-100k if you're not a retard who thinks working at McDonalds is an actual job
>But those towns must be full of niggers!
Wrong, niggers flock to the large cities you're used to living in, there's more resources there. In my town of 18k, there's not a single homeless faggot here, and there's no niggers, if there are niggers its the rare 1/300 sighting.
>Those houses must be garbage to be priced so low! What a fly-over state!
Nope, my beautiful 2017 built 3800 sq ft with 12 acres was only $149,000 2 years ago.

Now we move on to the stat excuses you poor self defeating faggots make, i'll just break it down for you
>Interest is only 6%, which is great for mortgage
>Only need 3.5% down if you're a first time homebuyer
>That's $4000-$7000 down payment, do you truly not have that? Lmao??????
>That 3.5% down payment can be deffered and added to your loan if your credit is above 620 with DPA (Down Payment Assistance)
>There's a $400 inspection fees, and closing costs. BOTH of these are eaten by sellers in this current market
>You can 100% buy a home today with $0 spent, just 2 months of mortgage in your bank as proof that you can pay
>Mortgage on a $160,000 home is literally $1500, and that's with Insurance/Tax tied in on a 30 year loan
>in 10 years, refinance that into a 10 year loan, pay the same, save yourself 200k+ in interest payments.
>In 5 years refinance that into a 5 year loan, pay the same, save yourself 70% of the remaining interest.

>>514121687
>luxury home
eat shit, kike.

>>514120147 (OP)
Ponzi scheme economy. It isn't sustainable at all everyone knows it.

>>514121687
>Median priced
>Luxury

>>514122271

But instead, you poor faggot niggers would rather whine that its just too hard to make it, that me being a 32 year old man owning a beautiful home in a nice town is unrealistic and a larp, because you can't make it happen.

>But why cant i make it happen anon?
Because you're a lazy piece of shit who eats $16 Culver's meals after "A hard day at work" A hard day, at a place that you genuinely think is a good decision to be at. You slave for $18 an hour and need overtime, but you hate overtime, because it takes time away from you playing Overwatch 2 with your faggot friends. You'd rather play runescape with your remaining time, you'd rather buy an oz of weed or a case of beer and "Treat yourself" After a "Hard day of work" When in reality, you're treating yourself after wasting your fucking life.

Why are you working in food service? At a factory? In retail? All of that shit is for 16-21 year old kids and college students, with the exception of retarded niggers, autism patients, and elderly. You have every option in front of you to earn 55k+, and you refuse to, because life is too easy for you. You're fucking sad. I hope none of you ever own a home.

This board is just as bad as plebbit, you faggots echochamber on here to self validate your shitty decisions because its easier to blame somebody else on your shortcomings. I'm 32, im not a boomer, we're the same generation, you're just a weak faggot who is complacent with a lack of success.

>>514120147 (OP)
That's because interest rates went up, not because house prices went up. Though, house prices also went up.

Anyway, how it could be sustainable is if wages go up consistently over multiple years and house prices remain relatively flat.

>>514122537
im sure someone will fall for your rage bait

>>514120514
Covid was the scapegoat for the bailout of the failing REPO market and the broader ponzi scheme economy. (They didn't want the bankers and policy makers getting blamed like they did in 2008.)(Worked like a champ actually. Most normies will blame the inflation on the most sinister of viruses. Our invisible enemy. Damn what the Kung Flu virus can't do.)

>>514122690
It's not rage bait you poor faggot hick. Stop smoking weed, stop buying bullshit you dont need, stop working a bullshit deadend job and make something of yourself retard.

>>514121687
Total millenial death cant come fast enough

>>514120677
Line can't go up forever.
Line won't go up forever.

>>514122330
>>514122505
American homes have always been luxury when compared with global norms. This wasn’t bound to last and was the result of a post war period where the US represented 80% of the world’s economy. Things are equalizing now so it’s either you compete or tough shit. Complaining won’t do anything btw.

>>514122866
it will we will just back in medival times where landlord were like 1% of population

>>514122645
It's more that since the year 2000, especially after 2009, interest rates had been egregiously low, which pumped housing principals. However, the Fed had to slam on the brakes back in 22 and increase interest rates. In theory, higher interest rates, and that's a relative term here, should decrease principals to a level which mirrors serviceable monthly payments. However, too many people overpayed and don't want to take the L.

>>514122690
Dunno, I'm the same age and I have two houses, one I'm renting out to poorfags like you. Struggle for a couple years spending minimums for survival and paying off school loans, then saving up for a house and I had a down payment. Bought a second two years later.

You can blame everything around your life but yourself. Too late, you fucked up and there's no going back.

>>514122537
Only one house?

>>514122537
>Sperging this hard
Kys we NPNW now. And fast food is literally the most common job in most states LMAO you fat old bitch.

>>514123001
not only that but people wont sell thier house with a mortage of 2% to buy a house with a mortgage of 7%

>>514122804
your rage bait doesnt even make sense, you claim to live in a small town but then call others hicks? very low effort. last (you) from me.

>>514123028
>paying off school loans,
HAHAHAHA
BAHAHAHAHAHAHAHAHA HAHAHAHAHA

holy fucking good goy. "Hurr Durr lemme give you some financial advice, pay your usurious goodgoy shekels first of all" WTF LMAO

>>514122944
It was fine until massive shitskin hordes started coming in the 100s of millions.

>>514123001
>too many people overpayed and don't want to take the L.
Yup. Also, interest rates need the Volcker treatment.

>>514123169
I have two houses fully paid off and I'm in my EARLY 30s. Meme flaggots like you pay me rent in one of them and that pays my living expenses.

Die mad

>>514120677
this femoid loves ellipses

>>514120147 (OP)
The normals should be destroying everything by now. The fact they are means they like their imprisonment.

>>514122944
Whataboutism. Their actual value is only 3x the local median wage.

>>514123174
shitskin hordes was litteraly the reason the west didnt collaspe yet taking all the big brains to devloppe your tech in the us instead of the south countries that would devlop way earlier ,

The shit hitted the fan when the global south stopped working with the west for free

>>514123334
You live in muttmerica. Your assets are worth dick by definition. Rent-chads stay winning. Enjoy funding the local nigger day-care with your taxes and paying the insurance kikes.

>>514120677
the solution is simple. If a corporation owns a dwelling that is not occupied withing one month, that it becomes legal to squat inside and illegal to turn of the power, sewer, water, heat, gas, etc

GAS THE BOOMERS AND EVERYONE INVOLVED IN THE REAL ESTATE BUSINESS

I have been homeless, even living as a poor man in a real house feels decadent at times. My people live in tents on the sand and starve to death, I feel guilty just for eating more food than I need.

I can just park a camper on a lot, it is even cheaper than a trailer home. Some sheeps and goats, good Halal income that is Sunnah.

Am building a Masjid and it must be a nicer place to live than my own home. A full Zawiya, a lodge for ascetics, the poorest Muslims. The brothers in Iraq and Gaza want me to build a Masjid and will not let me carry out some sort of reckless attack and throw my life away because they want me to live.

>>514124089

>The brothers in Iraq and Gaza want me to build a Masjid and will not let me carry out some sort of reckless attack and throw my life away because they want me to live.

I do not care about materialism, just want justice for my people. The Iraqi Sayyid of Rasul Allah, salallahu alayhi wa salam, have given blessings and expectations to build a Masjid.

They say this is better than killing zionist Jew soldiers in some sort of lone wolf attack and dying a martyr.

In other words they love and care about their brother and would rather have a peaceful Masjid down by the water in the serene forest than a dead brother and a few dead soldiers.

>>514122537
>>514123028
Hi there, County here
You don't own shit lmao pay your taxes

>>514120677
Those retards don't know. The politicians in my state have made BILLIONS off of flooding homeless into my city.

>>514124662

The Gazan brothers quote the Koran and say:

وَأَنفِقُوا۟ فِى سَبِيلِ ٱللَّهِ وَلَا تُلْقُوا۟ بِأَيْدِيكُمْ إِلَى ٱلتَّهْلُكَةِ ۛ وَأَحْسِنُوٓا۟ ۛ إِنَّ ٱللَّهَ يُحِبُّ ٱلْمُحْسِنِينَ

And spend of your substance in the cause of Allah, and make not your own hands contribute to destruction; but do good; for Allah loveth those who do good.

Do not throw yourself into destruction with your own hands. Do not throw your life away. Do not go out and stab soldiers or shoot them or crash a suicidal motorcyle IED into an airbase like they are doing in Pakistan.

Instead build a peaceful little house of prayer down by the water with the trees and birds and deer and flowers and serve the poor and lead the prayers and preach Islam with love and kindness for God.

And if I do not do this I have let them down and have failed my word and my promise by throwing away my life in a release of self-destructive rage at inhuman child murdering zionist soldiers that massacre my people and call my little sister a "sand n-r" as they drop bombs on children and execute them in the head with rifles in their own homes.

And so I say okay brother I will stay alive because you love and care about your brother and you want him to live.

>>514121687
and why are you entitled exactly?

>>514125678

You see murder is a serious crime and murdering children is a very serious crime yet when soldiers from the US military murder children they get a paycheck and a badge and a promotion and lecture Americans about how they fought for your freedom by murdering "sand n-r children" in Iraq and Syria and Afghanistan and how it hurt their feelings really really bad and so now they get a free check from the government for life because it made them really really sad and they are the real victims for being shot at by people who don't want them murdering their women and children like fucking satanic pigs from Hell.

>>514120147 (OP)
gotta raise prices on Boomers and Childless Millenials by 1000%. you go to one of their homes for an estimate, mark it up to 1000%. If everyone does this, problem will fix itself.

>>514120147 (OP)
Thing goes up?
Inflation is always the answer.
But inflation or no inflation the prices of everything have gone up substantially way beyond even inflation levels and before any tariffs too. They are deliberately robbing us now and the hell that is about to be unleashed in the coming months, none of you are ready. Trump was chosen to destroy the economy and people's will to live on purpose. Everything he's doing is so retarded but people keep believing in him and a plan that does not exist because all of these struggles are by design with the end of making it easier to manipulate and control us because when you are poor your choices are limited. You can't vote because they are all the same, you can't rebel because you are weak.

>>514126086

So while I would much rather be killing zionist Jew soldiers and inspiring people to actually do something about their satanic crimes by dying as a martyr I have to keep my word and promise to my brothers who love and care about me and build a Masjid, a mosque, instead and become a leader of Muslims.

This is the alternative to gouging out their throats with a fucking knife so that maybe I can communicate to them and to the people that we should rise up and stop these satanic zionist Jews from murdering children and destroying our nation and exterminating its people rather than working day in day out to pay off usurious loans from zionist Jew banks to buy shit they don't need and send more money to satanic zionist Jews to fill mass graves with the genocide of Muslim and Christian children.

>>514123647
You live in Israel. You make 40k a year posting on 4chan. Lmao at this faggot.

All we can do is pray for a global virus that actually works, unlike the crappy garbage chink WuFlu virus that did not even work

>>514120677
We all work hard, my dude. The hardest "work" being done behind the scenes is maintaining for the lucky winners the illusion of meritocracy so you stay happy and productive and work hard for capital.

>>514123794
based.

>>514120147 (OP)
It isn't, boomers and banker kikes are cashing out and fucking over everyone in the process. You won't do shit and they know it, so they'll grind you to dust for a comfy retirement.

>>514120677
You made the world this way. Are you not entertained?

>1 boomer who is rich has 2 children who are poor
>2 boomers who are rich had 3 children who are poor
the children who are poor now, and also in years forward.. i think they simply tell the remaining boomers there is no such wealth here

FIAT fractional reserve central banking unbacked paper credit tokens now being layered behind FIAT CBDC unbacked Central Bank Digital Goy Coins

Boomer traitor masons continue to sell us out to communist chinese dictatorship for cheap kike nigger golem shekels.
Rape all boomers in the middle of cracker barrel.
Rape their faggot money worshipping federal deep state agents
Shove your fake FIAT shekel goy coins up your boomer nigger kike masonic traitorous assholes you greedy whores

>>514120448
This is completely right, ignore this deradicalization fed here >>514120677 who rushed in with an essay

Mutts are getting what Australia and Canada got 20 years ago. You guys are going to have a rough time ahead.

>>514123001
>However, too many people overpayed and don't want to take the L.
The banks overpaid, not the people. Mostly this affects mortgage owners not home owners and most buyers are mortgage owners (not home owners)
Some things have changed since '08, the banks will not foreclose because thats a hit to the financial statement resulting, eventually, in the bank closing, so they just don't do that anymore. The figure to watch in the financials is non-performing loans which is the new foreclosures number.
The crash this time around will be similar to 08 but not identical. I suspect TPTB have already selected the winner and loser banks and all that remains is acting it out.

Fuck
Masonic
Money
Worshipping
Boomer
Golem
Nigger
Cattle
Kike
Goyim

whatever happened to "infinite growth"?
been hearing that one for decades. this is the farce the economy is designed upon.

>>514127757
Nigga it's been hard times ahead since 2009.
Innovate or die
This is just a normal wednesday for any American making under 40k

>>514127983
>1s
Show me your titties, baby! Dump em' out let's go

Sounds like all you losers need to doom scroll Twitter harder. That's what I did to buy my home

>>514120147 (OP)
Have you tried not being led by ketamine and kiddie porn addicts?

It isn't. Hordes of economic refugees with nowhere to go to even get out of the elements. Disease, despair sets in and down down you go. And you will never get back up again. China and other Asian nations do your production. South of the border does your food. What use are you other than to pay taxes so outside entities can sell you stuff. But you can't afford stuff any longer. So you have even less value. You allow your own system to bankrupt farmers on your own soil. You allow them to tax them into the ground and absolutely destroy them with bureaucracy and you do nothing. And soon, as if it isn't already happening, you will slowly be starved to death laying right out in the open because you have nowhere to go. And all because you allowed it. Of, by, for you. It is you. It has been you since the founding. Be sure to be more apathetic and ignore completely who others put into power over you. You must be useless to the system in general. No phone, no lights, no motor car, not a single luxury, Like Robinson Crusoe, It's primitive as can be. Along the way there were choices. You chose comfort over survival to hopefully thrive. There's a pound of flesh coming due. And you'll be lucky if you even have an extra pound to spare.

>>514128121
>making under 40k
In those countries, you can be making over 100k and it still sucks.

Housing costs 700k+ USD near jobs or infrastructure and these countries have been flooded with immigrants completely fucking the locals.

Tens of millions of illegals. 55 million visa holders.

I can't mentally square this circle. It's all fake.

>>514120514
Covid was basically a manufactured crisis for the big jew corporations to swallow what's left outside their control.

>>514122271
tldr /pol/ is full of poorfag losers who don't understand how anything works
/thread

>>514120308
GET RICH OR DIE TRYING NIGGUH

>>514128976
Most people are average, this is no condemnation. There's also easily 80-100 million visa holders and illegals. You are a useful idiot.

>>514127607
What universe do you goobers live in? Homelessness is ourtight rewarded. How does /pol/ know what anarcho-tyranny is and not understand how the homeless are used as another vector of attack on regular people?