Thread 514988314

Are americans just richer than we thought? There full-size pickups and high end SUVs everywhere here.

>>514988314 (OP)
Some people buy shit way beyond what they actually can afford. That said, we might be "rich" compared to the people of some other "first world" nations.

>>514988314 (OP)
Generally yes, Americans while having a lot of flaws is very reasonable if you aren’t a complete dumbass.

>>514988314 (OP)
Trucks and SUVs are more affordable in some cases compared to a standard sized car.
Also this >>514988459 as well.

>>514988314 (OP)
yes, americans are richers than us europoors and yet you still moan the loudest

>>514988459
Both correct. We are richer than other first world nations, but a lot of that wealth is fake and based on paying it off tomorrow.

>>514988314 (OP)
>Are americans just richer than we thought?

No, its all loans and financed slop. One recession and these low IQ consoomers will be wiped out for good.

And yet, truck nut ownership has declined precipitously since the '90s. What happened to this country?

>>514988314 (OP)
Car culture is crazy. In Minnesota Porsche, hot rods, and classic cars are everywhere when it’s not snow/ice season.

>>514988314 (OP)
these trucks are all owned by mexican jeffe bosses running crews of 20 illegals, middle class america cant afford a ford anymore

>>514988771
with all the illegals leaving and the general economic contraction there should be a ton of these trucks hitting the used market

They're balls deep in debt for everything including car payments. Net worth ranking is switzerland 1 belgium 2 australia 3 the USA is like 40th behind greece or some shit. Why? Debt. I paid off my mortgage 15 years early, live 10 years like nobody would to live the next 50 years like nobody could. Americans wouldn't understand doing 29% credit card intrest payments. The jews own you, you take on debt as if jews designed you in a lab to be good goys.

>>514988563
>a lot of that wealth is fake and based on paying it off tomorrow.
That's the part I wonder about. A lot of these people driving around $80,000+ pickup trucks are probably barely able to make the payments on them. Are they actually going to be able to pay them off in 5 or 6 years? Will they attempt to trade it in with negative equity before that, just to keep driving a new truck? If they don't get substantial pay raises, that lifestyle unsustainable in the long term. I'm personally at the opposite end of the spectrum. I make ~$165k/year, and drive an 8 year old work truck that I paid $32k for in cash, and I'll likely drive it another 8 years or so because it's only got 100k miles on it. I can't understand the type of person that just sets money on fire buying cars every couple of years.

>>514989001
Many americans are just pure consumers who always want the latest and greatest. There are many who will do exactly that. Drive a truck for a few years, trade it in for the latest, get a new loan, rinse repeat. They view the 700-900 a month as just a permanent expense for their lifestyle that they just accept.

>>514990072
I have friends who tell me their car payments and it fucks with me so much, like why are you doing this to yourself get a shitter and ride it for a couple years and save that money to buy the car outright.

>>514988314 (OP)
Yes. Americans are all fucking loaded with consoomer goods and eating the fanciest gourmet shit from the grocery store while simultaneously complaining about the high cost of living.

>>514990072
Yeah, who wants to walk home from the supermarket lugging 30 pounds of groceries like I do? Absolutely fucking nobody. I don't mind, because I intend to travel the world lugging luggage, so it's good to keep in shape.

They go into debt almost all of the time

>>514988563
Debt is rampant in so many countries in [current year].
>>514988707
Americans have big bellies and no balls.

>>514988314 (OP)
How many times can we expect this thread to be made?

>>514991891
as long as people still get butthurt over others having, using and liking trucks.

>>514992035
Buying an $80,000 Mercedes is a whole lot more stupid than buying an $80,000 pickup truck. Euros have an obsession with fancy-schmancy cars as status symbols, even though they have all the utilitarian value of a $15,000 stick-shift Fiat.

personal anecdote: 5 years ago, I was dumb enough to put myself into debt slavery in this way by ((financing)) a relatively "new" luxurious BMW SUV for the modest cost of around 10 grand.. it was also around the time that I also opened lines of credit and took out and additional 10 grand in loans.

Well fast forward to today, after serious self introspection when I tried to sell the POS and no one even wanted to give me the 10 grand back, they've since repo'd the POS and if they want their ther 10 grand theyre going to have to loan me 20.

>>514991891
Cause people get mad at them for some reason. Generally jealousy

>>514988314 (OP)
Easier to get credit in the US than anywhere else. The 2008 financial crisis was literally caused by lenders giving million dollar mortgages to unemployed niggers.

>>514992291
Hurr Durr

If I was to spend 80K on a Merc or a Pick Up, I would buy a Merc

I have absolutely no need for a pick up truck, I don't think many Americans do either - it's just a fashion.

>>514988314 (OP)
Nah everyone got dumber with money and get new cars. I remember when people would drive beat up cars like old toyotas all a sudden everyone has a new expensive car

>>514992426
There’s something to be said about debtmaxxing though. My debts are ten times my yearly income. I think I’m going to apply for even more credit.

>>514988314 (OP)
90% of the working class is in debt and works just to pay off the bare minimum to keep living just slightly upper middle class. I mean shit…Just having a minimum wagie job flipping burgers puts in the top 50% of earners.

>>514992620
do it. abso-fcuking lutely. Do it, until you actually cant fucking pay them. Youll have the latest shiniest shit and then on the day of the default, go out and celebrate with all the real money you have saved.

>>514992807
True. When you remove the top 10% of earners, the median wage is like $20/hr.
>>514992620
How do you apply for more debt while servicing yours? Or you let it go to collections and keep applying anyways?

>>514992874
You just apply for credit cards, I have around 30 and 25 are from retail stores.

>>514988503
Eurocucks have no answer to this

>>514992997
They still give you cards if you have a negative net worth and lots of debt in collections? Last time I tried they denied me. Maybe I'm applying for the wrong ones.

>>514993041
>Eurocucks have no answer to this
A bullshit picture put together by a retard.

I guess the whole of Europe loses eh?

>>514988314 (OP)
>2025 F150
>40k usd
>plastic/poly interior
>on board computer with backdoor that let's it be remotely disabled
>anything that can be plastic is plastic
>undercarriage not coated to protect against rust
>horrible acceleration
>5.5 foot truck bed lmao
>truck bed cover costs 3k
>1993 trucks out perform it in every way besides towing capability
They look nice on the eyes but current year Trucks are cucked. Tacoma is probably the best option but you really just want a 90s truck that was well maintained.

A Finnish millionare (founder of a discount store chain) said he has NEVER bought a factory new car. He said it is the dumbest investment you can make. He just drives used cars.

>>514993276
That's true. You let retards or rich buy new vehicles and then you buy them from them 5 years later.

>>514988314 (OP)
Got people driving Mercedes, Teslas, Audis and such everywhere here too, even though cars are almost 3x the price because of insane import taxes (180%). Mutt-trucks are also slowly becoming a thing. There's about 7-8 Rams in my town of 40k people. Didn't see a single one 10 years ago.

>>514988314 (OP)
>>514988314 (OP)
>Are americans just richer than we thought?
American makes a thread about how rich and awesome Americans are.
Fucking yawn.

>>514993401
Goes for most things. Most of my furniture is second hand. My couch is a 3k dollar black leather couch with chaiselong. I paid 800 dollars for it. 4 years old. Some rich fucks who had it and never used it. As good as new.

>>514988314 (OP)
I think they just add that to their mortgage along with the boat so it's just one big bill. I live with my brother so idk what retards that have bills actually do.

>>514993265
It's getting to the point you might want to just buy an old used truck and replace whatever needs to be replaced.

>>514988314 (OP)
Yeah you’re super rich and you are the best country on earth and everything in America is awesome because it’s America. Everybody is jealous

>>514993265
You are bitching about shit you don’t even have? Nu trucks are pretty damn good.

>>514993624
Stay mad stinky chinky, it won't stop the nuking.

>>514993265
You forgot:
>some drunk illegal Mexican in a Honda Civic and with no insurance t-bones you going 10mph
>unibody frame bent, your 40K "truck" is now a salvage title forever and has lost 95% of its resale value
>insurance offers to pay you 10K to scrap it, because insurance companies are all colluding Jews who can do whatever they want because auto insurance is mandatory in the US
>insurance Jews fuck you over even harder because Mexican had no insurance, so they charge you extra even though you had coverage for it
>nothing happens to drunk illegal Mexican, his '94 Honda Civic is still in better shape than your new "truck"

>>514988314 (OP)
you are over 30 trillion in debt, there’s 50 million tonnes of rubbish in one landfill in Vegas alone, you have literal human shit all over the streets and women getting stabbed in the neck by strangers on public transport
And all you have to show for it is some F150’s parked in a few hillbilly’s driveways

>>514988314 (OP)
No. Debt.

>>514993747
it’s just the facts. Also whiter than you, muttoid

>>514988314 (OP)
Nack when I was in Ranger Batt every other guy used their signing bonus to put a down payment on a new truck

>>514993842
>the facts
You're a jealous kangaroo fucking retard that seethes because his grandma gave it up to a US GI and he stiffed her on the child support. Cope loser.

>>514994265
just stop bragging until you’ve fixed your country it’s not hard

>>514988503
its true

>first job £8 an hour or 13000
>currently get like £12.40 after all the cost of living shit 23000 or so

Luckily I got a help from the gov who bought a share of my flat
>earn 22000 at the time
>flat cost 141500 cause its rough
>got free boiler and insulation by begging schemes

Currently I get a month
basically £2000 before tax
£1710 after tax
My shared mortgage cheap £406 or so but rent in the same flat from me is £800
then I pay £120 in council tax which is bullshit
insurance is £30
power £100 avg
Fuel for me car 80 a month
I dont even pay for the car or insurance lol

working full time leaves me £240 a week to eat and live or £50 a day for myself per day worked

If I had to pay the car and insurance it be another 400 a month lol. Im off sick rn and if I lose my job or they try to take my flat I will make the news

>>514994265
just stay humble yank everybody hates a gloating bully, every day for the past 40 years all i have heard is American number #1 and it’s cringe

>>514988314 (OP)

Debt. Usury. Jews.

>>514988314 (OP)
Debt.

>>514994265
remember the “china number one” meme? Thats you soon if you don’t pull your head in

>>514988503
Lmao in what reality does the average 25 year old American own a house or is married? Literally 90% don't.

Kys boomer its not the 90s

>>514994265
I am trying to save your reputation for you, before you destroy it on your own

>>514988771

These mexicans also use drug money to purchase these trucks, as well as houses. Most mexicans in the states are successful by ill-gotten means.

>>514994342
>I dont even pay for the car or insurance lol
Explain?

>>514988503
Yeah but also like a vast majority of your working population is living paycheck to paycheck

>>514994569
I was a neet till my 30s when I got my shit together so I have always been on mums n dads insurance. I was basically a taxi for the senpai. My folks did well so got a decent wack of cash

>>514993559
Used furniture is a good way to get bed bugs or scabies.

>>514994342
>My shared mortgage cheap £406 or so but rent in the same flat from me is £800
How can you be paying rent and mortgage

>>514993706
Nta but the company I work for provided me a 4x4 2025 XLT F250 supercrew. It's okay. Previous company was 2023 F150 etc and I can do this all the way back to my old 2014 HD Chevy. New trucks are overpriced and have more plastic + electronic failures constantly. Only retards get the banks to buy it for them.

>>514994934
I dont the gov owns 25% of me flat. But the women downstairs is private rent and its over 800 lol. Landlords are a cancer

>>514994823
Leather doesnt hold bed bugs >>514995029
Oh I get you

>>514994823
dont buy used furniture if it’s got any sort of porous cloth material on it
If it’s a leather material or a solid table or something like that it’ll be fine. Glass desk for example, also fine.
Mattress? No. Definitely not. Cloth couch? Also a big no.

And whenever you get a item you wipe/spray it down thoroughly with ammonia before you bring it into the house

>>514988314 (OP)
I got a 2023 three quarter 4wd. I only owe 6 grand on it. 65k miles

>>514988314 (OP)
mostly mexicans and rednecks want these
>t. californian non wetback non redneck non nigger

>>514988314 (OP)
i bought a 2012 2.5 tonne Ute for 10k cash and owe $0 on it, 150k miles, service everything myself and only buy fuel when it’s cheap. No insurance