>>60581468
There actually is a thing called real rate of interest. Prior to ZIRP when money became essentially free to borrow, money was scarce and banks actually needed your cash on deposit to backstop loans. Because borrowing was expensive, it encouraged savings and lending was used to invest in capital assets that had expected returns higher than the cost to borrow. Nowadays, most lending is used to finance consumption which is a self-defeating setup because it is consuming savings and destroying capital.
>Your other comments
I'm not really sure what you are trying to say.

I'm just not gonna die for Isreal