How do I properly measure my bf% as an ex-obese shitter? I have loose skin, what do I pinch with calipers? I'm not going to a lab and pay to get weighted underwater. By the eye I look like I have about 18%-20% but I fucking refuse to believe I have 20% bf at 73kg and 181cm.

>>60648678
>20k to invest
Is this long-term or short-term?
Long-term minimal risk is all in $SPY. Higher risk short-term is more like $TMF or $FXI ($YINN), right now.
Just stick with $SPY, though. You'll do well.

>men can't get pregna-

>>76325113
>half the people hating me secretly wish they looked like me

Fitness is dead and roided troglodytes with undeveloped frontal lobe killed it

Israel is cooked