>>60896760
>debt needs to be regulated
debt is very regulated. getting in debt from poor financial decisions isn't

>>719139270
if you have to cheese the end of each encounter to get in as many heals and stress relief abilities as you can, you might as well make the game easier. if you don't have to do that, you're either on the right difficulty level or it should be harder

>>211773274
i am really smart in some ways and really retarded in other ways