>>60801654
The right time to buy crypto is when everyone is scared and wants to get out.
The easiest, safest, investment is putting cash into a high-yield savings account, under the FDIC/NCUA insured amount.
Most fund managers recommend a portfolio hold 5% gold, 3% of bitcoin, and then mostly stocks but more bonds as you get older.
Investing is like a game of roulette where everyone is shouting at you what you should bet on; come up with your own ideas.
You can buy an index to remove some downside risk. If you are really savvy, you can go in and read individual company financial statements and make a decision based off of that.
Most fund managers won't beat the average index return in a bull market, but a managed portfolio is usually good to have in a bear market as a manager ought to have experience in such matters as long as you've chosen one that has that experience.
A car is the worst investment you'll ever make.
Owning a house in the long run is better than renting, so long as you don't pay too much at face value for the house and lock in a good interest rate.