On the subject of de-dollarization: three years ago China created a state owned entity called "China Mineral Resources Group" which coordinates all Chinese purchases of iron ore, the single most traded commodity in the world (higher volume than crude). 1.2 billion tonnes flow to China every year (out of around 1.6 billion total in the world).

Last week, CMRG banned the import of Australian BHP iron ore, the single largest iron ore exporter in the world whose biggest customer is obviously China.

On Friday, BHP capitulated by accepting that iron ore will now be sold to China in RMB. Took them less than a week.

Having listened to Dave Ramsey in the past I never even considered the possibility of car payments.
But just as a curiosity I examined the possibility of financing a $60k car in the most safe terms possible - $25k down and only 24 months repayment schedule.
The initial payment + balloon are the entire car's cash value. The 24 months of monthly payments is essentially only the interest - an extra $9k.

Why are people doing this to themselves.